Does Quadpay accept Chime

So you have a Chime bank account and wondering whether it will work with Quadpay or not as Chime is an online-only bank?

If this is what you are looking for, you have visited the right place. In this post, we have explained all you need to know about working of Chime with Quadpay.

So, let’s get started.

Chime is actually not a bank, it is a financial technology company, and the banking services are offered by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. This is the reason why many people think Chime will not work at certain places.

Well, that’s not the case. Being a Neo bank, Chime is accepted widely and recognized as a major bank and work in most place. But does it work with QuadPay? Let’s find it out.

Does Quadpay accept Chime/ Chime card

Yes, QuadPay accepts Chime. You will be easily able to use your Chime bank account or Chime debit card with Quadpay (Now Zip)

Chime account is a spending account with an option to have a savings account. Also, the Chime card is not a prepaid card.

Chime card is connected to the spending account, so it is a standard debit card, unlike a prepaid card that is not linked to any bank account, and you have to load an amount in it before you can spend money from it.

So, as Quadpay accept all debit card from (Visa, Mastercard, Discover, American Express,) your Chime card will also work with Quadpay (Zip).

Does Quadpay accept prepaid cards

No, Quadpay does not accept prepaid cards.

Quadpay accepts all major debit and credit cards, but prepaid cards are not accepted.

However, as Chime card is not a prepaid card and a regular debit card connected to Chime spending account, it is accepted by Quadpay.

Does Quadpay accept credit cards

Yes, Quadpay accepts all credit cards (as long as they are not prepaid) except Capital One credit cards issued by Visa, MasterCard™, Discover, American Express.

What cards does Quadpay (Zip) accept

Below are the cards that are accepted by Quadpay.

• Debit cards attached to bank accounts
• Credit cards (as long as they are not pre-paid)
  • Visa, MasterCard™, Discover, American Express® are accepted.

What Payment methods, Quadpay (Zip) doesn’t accept

Below are the cards and the payment methods that are not accepted by Quadpay.

• Pre-paid or reloadable credit/debit cards
  • Example: cards that can be purchased from a retail store
• PayPal®
• ACH bank transfers (Direct Debit)
• Money orders, cash or cash equivalents
• Capital One recently made a decision to prevent their Capital One credit cards from being used to make Zip purchases.

SEE ALSO: How to Get Chime Credit Builder Card

Final Words-

Chime is a financial technology company based in America that provides fee-free mobile and internet banking services. It is owned by The Bancorp Bank or Central National Bank.

Chime allows you to send and receive money to friends and family and helps you get your paycheck up to 2 days early. Using Chime, you can also overdraft up to $200 without paying any fee.

Although Chime offers a cash advance of up to $200 with its feature known as SpotMe, but it starts with only $20 for most users. 

Also, it works a bit differently; if you want to learn more about Chime Spotme, you can read the post – How does Chime SpoteMe work?

So if you are using another buy now pay later app such as Zip Quadpay, which we discussed today in this post, your Chime account or Chime debit card should work with such services.

That’s all for all now. To read further, follow a few related posts below.

Further Reading:

Does Cleo work with Chime (2021)

Does Brigit work with Chime?

Does Afterpay accept Chime (2021)

Does Albert work with Chime (2021)

Does Float Me work with Chime?

Does Klarna work with Chime (2021)

Does Affirm accept Chime?

Does Chime work with Facebook Pay

Ankit Kumar

Ankit Kumar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.