Does Affirm accept Chime in 2023? How to add it?

Are you a Chime user and wondering if Affirm accepts Chime cards?

Are you looking for a guide to add a payments method to Affirm?

If you are saying yes, you have reached the very right place. As here, we will be discussing if Affirm accepts Chime as a payments method.

We will also be including a guide to add a bank account or debit card to Affirm.

So, without further ado, let us dive right into the details.

Does Affirm accept Chime?

Yes, Affirm accepts Chime bank and debit card as a payment method. And not only Chime, but Affirm has also partnered with a lot of banks. Users can add either the bank account for ACH transfer or debit card of the bank.


Affirm is one of the most popular companies which offers ‘Buy Now, Pay Later’ service to the people of the USA. With Affirm, users can grab loans to pay to any popular shopping platform in the USA. And the best part is, the interest amount is lower as compared to other platforms and banks.

The financial technology firm lets users loan the exact amount they need to shop for stuff. The feature to loan even small amounts for a small period of time makes it one of the most desirable apps.

Affirm has a unique way to spot the loan amount. To let Affirm pay the required amount, users need to use the virtual card provided by Affirm for that particular loan deal. The virtual card details can be used to pay at any online or offline store. Interesting, right?

You will need to pay back the amount to Affirm before the decided time for self-explanatory reasons. As mentioned above, Affirm lets you add a payment method to pay back the money. You can add any bank account or debit card.

Well, if you are a Chime user and looking for ways to add Chime to Affirm, you can follow our guide provided below.

We have made sure that the guide is easy to understand. You can quickly check out the step and add your own payment method to Affirm.

How to add Chime as payment method in Affirm

Well, to add Chime card as payment method in Affirm, you just need to head to the Settings and select the required payment method. And finally, enter the asked details of the payment method. And that’s it.


For more details on the procedure to add a payment method, you can check out the step-by-step guide mentioned below.

Step 1 – Open Affirm app or website

To begin with, open the Affirm app on your mobile device. You can use any iOS or Android mobile device to continue. The steps will be the same for both devices.

Just make sure to update your app from the respective app store before proceeding with the next step.

You can also proceed with the steps if you are using Affirm official website on a PC. Again, the steps will be very similar, if not the same.

Step 2 – Login to Affirm with your details

After opening the app, you will need to log in with your credentials.

Use the correct details to log in. If you cannot remember your password, you can reset it as well—no issues in that.

Step 3 – Select Profile icon

On opening the app, you will find yourself on the home screen of the app. There you will find four different icons at the bottom of the page. You just need to select the Profile icon, which looks like a person’s face and upper body.

It is at the very right of the bottom section.

Step 4 – Select the Settings option

In the profile section, you will see different options. You just need to select Settings to continue.

Step 5 – Select the Payments Method tab

In the Settings tab, you will first see the Personal Information tab, which showcases your personal details and email address.

And just below that, you will see the Payments Methods tab.

If you already have added a payment method, you will see the details there. Even if you have a method added before, you can still enter a new one by editing the details.

If you are using Affirm website on a PC, you will need to select the (+) icon situated at the top of the card.

Step 6 – Choose your Payments Method

On selecting the Payment Methods tab, you will be asked the method first. You can choose either Bank Account or Debit Card.

It’s up to you. If you want to add a Chime card, you will have to select the ‘Add debit card’ option. And similarly, if you want to add a Chime bank account, select the ‘Add Bank Account (ACH)’ option to continue.

Step 7 – Add required Chime card details or

Depending on the option you selected, you will be asked to enter valid credentials.

If you want to add a Chime card, you will be asked for card details like – card number, CVV, expiry date, ZIP code, etc., along with your personal details like a name. You will have to arrange these details, no other option of adding a card without these details.

When done, select ‘Add Debit Card’ to continue.

Step 7 – Add Chime bank account details

As mentioned above, you can also choose to add a bank account to Affirm.

To do this, you would select the ‘Add bank account (ACH)’ option. And right after that, you will be first asked if it is a Business or Personal account. Select the correct option to continue.

Finally, you will need to enter bank account details like Routing number, Account number, and your personal details for verification.

Select ‘Add Bank Account’ to continue.

And that’s it.

This is how you can add Chime to Affirm. You just need to qualify the eligibility for Affirm account, and you will be good to go.


Q1. Does Affirm accept credit cards?

No, Affirm doesn’t accept credit cards. Affirm only lets users add a bank account and debit cards of the eligible banks as a payment method to pay back the loan amount.

Final Words

Let us conclude this post now.

Here, we first mentioned if it is possible to use Chime with Affirm. A lot of users are curious if Affirm accepts Chime card.

And in the next part of this post, we included a step-by-step guide to add Chime as the payment method in Affirm.

We provided separate steps to add the Chime bank account and card as well.

If you still have doubts regarding any of the steps, you can let us know to clarify any issues. We would be happy to help you out.😉

Further Reading:

Does Float Me work with Chime? How to add Chime card?

Does Klarna work with Chime (2021)

How to Get Chime Credit Builder Card (Guide 2021)

Does MoneyLion work with Chime (Yes, Here is How)

Does Chime SpotMe work with Apple Pay