Does Cleo work with Chime (2021)

Do you want to know, does Cleo work with Chime?

Can you cash advance from Cleo to your Chime account?

If these are your questions, you are on the very right page. Here, we have explained all you need to know about cash advance with Cleo and can you use Cleo with Chime or not.

So, let’s find it out.

Although Chime offers a cash advance of up to $200 with its feature known as SpotMe, but it starts with only $20 for most users. 

Also, it works a bit differently; if you want to learn more about Chime Spotme, you can read our post – How does Chime SpoteMe work?

So, whenever you run out of your funds and do not want to borrow money from your friends or family members, Cash advance apps seem to be the best option.

Several cash advance apps like Affirm, MoneyLion Klarna, FloatMe, Albert, and more can help you get out of unexpected situations such as sudden car breakdown, a last-minute dinner party, or anything else.

Well, today we are going to talk about Cleo and especially Does Cleo work with Chime?

Let’s find it out.


Does Cleo work with Chime?

Yes, Cleo works with Chime. Once you are a Cleo plus member and get approved for a cash advance that can go up to $100, you can easily get it to your Chime account.

Cleo is a fintech company based in London, founded in 2016. The app, also known as Meet Cleo, is available on Android and iOS devices and currently has over 3 million users.

Cleo incorporates an AI-powered chatbot to analyze spending your spending and help you to set up a budget.

cleo logo

The free version of Cleo is great and useful to those who want to control and analyze their spending and want to create a budget. However, Cleo does offer a premium service, known as Cleo Plus.

Cleo Plus is a paid service that costs you $5.99 per month, or about $72 per year.

Once you are a Cleo plus member, set up your Cleo wallet, and connect a debit card or your Chime account, you can get a Cash advance of up to $100.

Well, the amount varies from user to user, depending upon their spending and banking habits. And for first-time users, it is limited from $20-$70. Once you repay the amount, you can unlock a $100 overdraft.

 

SEE ALSO: How to get Metal Chime Card (2021)


Cleo supported banks in UK

  1. American Express

  2. Barclays

  3. Capital One

  4. First Direct

  5. Halifax

  6. HSBC

  7. Lloyds Bank

  8. Metro Bank

  9. Nationwide

  10. Natwest

  11. Royal Bank of Scotland

  12. Santander

  13. TSB Bank

  14. Bank of Scotland

If your bank is not yet supported you can help us by requesting your bank be added here.

Monzo and Starling support is coming soon 👀


Banks supported by Cleo in USA

 In the US, Cleo supports over 3000 providers – here are the top 10 

  1. Chase

  2. Wells Fargo

  3. Bank of America

  4. Navy Federal Credit Union

  5. PNC

  6. Capitol One

  7. Chime Bank

  8. USAA

  9. US Bank

  10. RBC

  11. Royal Bank

If your bank isn’t in the top 10 you can search the list of banks we support via the app on sign up, just search for your bank in the search bar on sign up.

If you can’t see your bank there, it isn’t supported by Cleo just yet.


Final Words

Chime is a financial technology company whose banking services are managed by the Bancorp bank or the Central bank.

It provides fee-free mobile and internet banking services, allows you to send and receive money to friends and family, and helps you get your paycheck up to 2 days early. Using Chime, you can also overdraft up to $200 without paying any fee.

On the other hand, Cleo is an independent service that allows users to cash advance up to $100 and offers additional spending and budgeting services.

As a recap of this post, Yes, Cleo works with Chime. You can easily use your Chime account to receive a cash advance from Cleo.


Further Reading:

Does Albert work with Chime (2021)

Does Float Me work with Chime?

Does Klarna work with Chime (2021)

Does Affirm accept Chime?

Does MoneyLion work with Chime