Zelle Transfer Fee: How much does Zelle charge per transaction

Are you considering using Zelle to send and receive money to and from your friends and family members?

Are you wondering if Zelle charges a transfer fee?

If these are your question, you have landed on the right page. Here in this post, we will be discussing all you need to know about the Zelle Transfer fee. You will find answers to very common queries – How much does Zelle charge per transaction? How much does Zelle cost to use?

Most people worry about Zelle transfer fees, but Zelle doesn’t charge you anything to send or receive money like other payment services. Below is a Reddit discussion about Zelle charges?

Does zelle charge a 1.9% fee to receive money like Venmo does? (For goods) from zelle

Let’s learn more about Zelle transfer fees in detail below.


How much does Zelle cost to use?

Zelle doesn’t cost you anything to use. You don’t have to buy any subscription or pay any monthly fee for the Zelle services. It is free of cost, and there are no hidden charges.


Does Zelle charge a fee?

No, Zelle doesn’t charge you any fee to transfer money. You don’t need to pay anything to send or receive money via Zelle. Also, it is unlikely that your bank will charge you any fee, though Zelle recommends confirming with your bank or credit union for any additional fee.

In a nutshell, Zelle doesn’t charge you anything, but your bank can charge you. Below are some users who tweeted about their bank charging them a debit fee to use Zelle.


Zelle credit card fee?

Zelle doesn’t allow you to use a credit card to send money. So, there isn’t a question about its fee.

Alternatively, you can use Cash App or Venmo to transfer money to your friends using your credit card. However, both of these services charge a 3% fee when you use your credit card to send money to someone.

SEE ALSO: What Prepaid Cards work with Zelle (2021)


How much does Zelle charge per transaction?

Zelle does not charge you any transaction fee. All the transactions you make with Zelle are free of cost, and there are no hidden charges. However, Zelle does recommend you ask or confirm with your bank for any additional charges.

Indeed, there aren’t any transfer fees, but there is a limit on the amount you can send with Zelle. If your bank isn’t associated with Zelle and you are using Zelle’s standalone app to send money, you can only send $500 per week. However, if your bank does offer Zelle, the transfer limit is dependent on your financial institution.

To know more about Zelle transfer limits, follow our guide- What is Zelle daily transfer limit?

Zelle Logo


Does Zelle charge a fee for instant transfer?

All the transactions via Zelle are instant, and there is no transfer fee or any other hidden charges to send or receive money. Though, Zelle recommends you confirm with your bank for any additional fees or costs.

Zelle’s transfers should be completed within a few minutes, but it might take up to 3 days to complete in some cases. If it’s been more than three days and still your Zelle payment isn’t completed or pending, there might be any other reasons, and you would like to read our post- Why is my Zelle payment pending?


Final words

Zelle is a P2P money transferring service that allows users to send and receive money from each other. The best part of using Zelle is that you don’t even need to download a separate app. Over a thousand banks and credit unions are a part of the Zelle network. Once you enroll for Zelle, you just need to know the email address or phone number to transfer or receive money.

Also, Zelle doesn’t hold any payments in between like other payment apps such as Cash AppVenmo, and more. In Zelle, the money is transferred directly between the bank accounts.

Another benefit of using Zelle is that it doesn’t cost you anything to use; there are neither transfer fees nor any monthly or annual charges. However, Zelle recommends you confirm with your bank for any additional fees.

So, that’s all for now. We hope you were able to know all the details about Zelle transfer fees after going through this post. If you have any further questions, do let us know in the comments section, We would love to help you.

You can visit our dedicated Zelle page for more posts like this or follow a few related posts below.


Further Reading:

Can I send Money to Myself with Zelle (Yes, Here is How)

Does Zelle work with Netspend? How to add it?

What is my Zelle ID (2021)

Zelle Not Working: Here are 6 Ways to Fix it