(2023) Does Zelle work with Netspend? How to add it?

Does Netspend work with Zelle?

Can Netspend send money to Zelle?

Does Netspend use Zelle

Are you wondering if you can add Netspend card to Zelle?

Well, here, we will be answering all such questions.

Also, we will include the list of eligible banks and credit unions that work with Zelle; make sure to check it out as well.

So, without further ado, let us dive right into the details.

Zelle Logo

Does Zelle work with Netspend?

Short answer:  No, Zelle does not work with Netspend. When we tried to add Netspend debit Visa card on Zelle, it showed ‘We’re sorry. This card is not eligible’ message on the screen. In its official list of eligible banks, Zelle has not enlisted Netspend.

Zelle is a popular peer-to-peer payment platform that can be used for ACH transfer via US bank accounts. One can use Zelle either as an integrated feature with the other banks or a standalone app.

In the Zelle app, users can add debit card of their respective bank account and credit union. And Zelle has partnered with over 1000 banks and credit unions, having the support of popular American banks – Chase, Citibank, Bank of America, and others.


Zelle is continuously adding new banks and credit unions to grab more users in the market. And Netspend might be added later in the official list. It is just about time.

But, for now, you can add debit cards from only eligible banks and credit unions. If you wish, you can check out Zelle’s official list of eligible banks and credit unions using this link.

MUST READ: “I sent money to the wrong person on Zelle” – What to do?

How to add debit card in Zelle

You can add a debit card of your choice. Just make sure to check the list of available banks and credit unions. Or Zelle will throw the ‘We’re sorry. The card is not eligible’ message on adding a non-eligible card.

Right after checking the eligibility, you can follow the quick guide mentioned below to add a debit card in Zelle.

Step 1 – Open Zelle app

Firstly, download the Zelle app.

And if you already have the Zelle app, make sure you have the latest version of the app.

You can check for the app update in the respective app store.

Step 2 – Go to user account settings

After opening the Zelle app, you will find yourself on the home page of the Zelle app.

And there, in the top left corner of the app, you will see a gear icon for account settings.

Select it to continue.

Step 3 – Select Account tab

Right after selecting the Settings. You will see multiple tabs.

There, you need to select the Account tab.

Step 4 – Select Switch Accounts

On selecting the Accounts tab, you will see all the details of the added banks, debit cards and other payment methods.

Here, you have to select the Switch Accounts button on the top of the page.

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Step 5 – Add debit card details

Now, you will be asked for details of your debit card.

Here, begin with adding the 16 digit debit card number.

You will have to enter the expiration date and CVV as well. So, make sure to keep your debit card handy.

Step 6 – Enter personal details

After adding the card details, you will be asked to enter your personal details like first and last name.

Make sure to enter your official name, as Zelle will be verifying details before adding the new payments method. And if the details don’t match those in the national records, your card wouldn’t be added.

Click Continue when done.

Step 7 – Add your Billing Address

And finally, after adding your card and personal details. You will need to enter your Billing Address, ZIP code, and other details.

Step 8 – Wait for verification

Now, you can sit back and relax.

You have done your part now. Zelle will be reviewing and verify the details you entered.

The verification part doesn’t take much long generally. You will be able to use your card within a few minutes of adding it.

And that’s it.

You have successfully added your debit card to Zelle.

You can add any bank card to Zelle by following the same guide.

ALSO READ: [Fix] Zelle payment not showing up (Reasons)

Can I use Zelle to send money to Netspend card?

No, you cannot use Zelle to send money to Netspend card. Zelle doesn’t allow all debit cards on their platform. One has to check the list of eligible banks and credit unions before trying to add them to Zelle.

Though Zelle has partnered with over 1000 banks and credit unions to provide services to its users. But, still, some cards like Netspend cannot be used on Zelle for now.


Zelle says, “Sending money to friends and family should never slow you down. That’s why we’re working with banks and credit unions to make it fast, free, and easy to send money to almost everyone you know, even if they bank somewhere different than you do.”

Zelle is surely adding more and more companies to the eligibility list. Check out Zelle’s list of eligible banks and credit unions here.

Netspend might join the party in the future, but you cannot use Netspend with Zelle for now.

FOR YOU: Why is my Zelle payment pending [Fix Guide]


Q1. Does Netspend work with Zelle?

No, Netspend doesn’t work with Zelle as of now (September 2021). Zelle might partner with Netspend in future. But, for now, Zelle shows, ‘We’re sorry. This card is not eligible’ error when you try to add a Netspend card.

Q2. Do Netspend have Zelle?

No, Netspend doesn’t have Zelle. You cannot use Netspend card to transfer money to any bank using Zelle. There is a long list of banks and credit unions that support Zelle, but Netspend is not enlisted there. The companies might join hands in the near future, but you cannot add the Netspend card in Zelle for now.

Final Words

And that’s it, guys.

Now you know that Netspend doesn’t work with Zelle. You cannot add Netspend card to Zelle.

You can add cards of most of the popular banks and credit unions, but still, there are some companies with which Zelle hasn’t partnered yet.

But, we never know; they might join hands later.

And don’t worry, we will keep you updated on the same; stay tuned!

Further Reading:

Does Zelle work on Weekends?

What Prepaid Cards work with Zelle (2021)

Can I send Money to Myself with Zelle (Yes, Here is How)

“Someone accidentally sent me money on Zelle” – What to do?