So, you sent a payment to someone via Zelle, or you are accepting payment from somewhere in your account through Zelle, but it is a weekend, and you might be wondering whether your payment will be completed or not.
Do you want to know if Zelle work on weekends or not, you are on the right page.
In this post, we have answered all your questions about payment on holidays or weekends through Zelle.
So, let’s get started.
Zelle is a digital payments service owned by Early Warning Services, LLC, a private financial services company owned by the banks – Bank of America, BB&T, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo.
Zelle is a simple and easy way to transfer money to your friends and family member. Getting started and enrolling in Zelle is also pretty straightforward, as Zelle is integrated within thousands of banks apps. So, you don’t need to download a separate app for it.
To enroll in Zelle, you just need your email and phone number and a bank account. If your bank doesn’t have the Zelle pay, then to use it, you need to download the standalone Zelle app.
So, Zelle works with almost all banks, but does it work on weekends and how much time does it take to process payment. Let’s have a detailed look below.
Table of Contents
Does Zelle work on weekends
As a general rule of thumb, most banks do not work on weekends and on public holidays. As Zelle does not hold payment in its system and is directly associated with banks, it does not work on weekends or on public holidays.
So, if your payment or paycheck is deposited on the weekend, it will likely arrive on Monday or whenever the following business/working day is.
However, sending money to your friends or family members via Zelle on weekdays or holidays should be completed as it would typically do on other days.
If your payment or transfer is getting delayed, there might be several other reasons why it is happening.
You can read our guide on Why is my Zelle payment pending to learn more about it.
How long does Zelle take to transfer money
Money transfer with Zelle is usually instant and gets completed within a few minutes. However, in some cases, it might take up to three or more days, provided you are using the receiver’s correct email address or U.S mobile number.
If you have sent payment to someone who hasn’t enrolled with Zelle, they will have to activate or set up Zelle within 14 days to accept your payment.
Why is my Zelle payment delayed or taking so long?
Zelle’s payment might get delayed or remain in the pending state due to several reasons such as you are transferring money on the weekend or on a public holiday, the recipient is not enrolled on Zelle, you used the wrong credentials of the receiver, you tried international payment, or there is a technical issue with Zelle or your Bank.
Below are all the reasons why your Zelle payment is delayed or taking so long to transfer.
- Reason 1 – Recipient is not enrolled on Zelle yet
- Reason 2 – Entered wrong email or phone number
- Reason 3 – You tried International Transaction
- Reason 4 – Payment made on Non-Business Day
- Reason 5 – Zelle Blocked Account
- Reason 6 – Bank Services Issues
- Reason 7 – Technical issues with Zelle
- Reason 8 – Issues with the Zelle or Bank App
What is Zelle daily transfer limit?
If your bank does not offer Zelle and you are using the standalone Zelle app, then you can only send $500 per week. But as over 1000 banks work with Zelle, your transfer limit depends on your bank. However, you can receive unlimited money to your account via Zelle.
So, to know about the transfer limit of your bank, you will have to contact them. Well, below, we have listed the daily and monthly transfer limits of some of the popular banks.
|Bank||Daily Limit||Monthly Limit|
|Bank of America||$2,500||$20,000|
|Chase Personal Checking||$2,000||$16,000|
|Chase Business Checking or Chase Private Client||$5,000||$40,000|
|Citibank Account, Basic Account and Access Account||$2,000||$10,000|
|Citibank Citi Priority, Citigold and Citi Private Bank||$5,000||$15,000|
1. Does Zelle work on Sundays?
Technically, Zelle does not work on Sunday as most banks are closed on Sunday. So, if your paycheck is deposited on the weekend, it will arrive on Monday or whenever the next business/working day is. However, if you send money to your friends or family members on Sunday, it should get completed within a few minutes as it would normally do.
2. Do Zelle payments go through immediately?
The payments sent through Zelle are completed within minutes. If you haven’t received your payment for more than three days, make sure you are fully enrolled with Zelle, you have provided your correct phone number or email address to the sender.
Ankit Kumar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.