(2023) Can you Zelle yourself and send Money | Details

Are you wondering, if you can send money to yourself using Zelle from your one bank account to another bank account?

Well, if yes, you have reached to the right web page.

Here in this post, we have discussed whether you can Zelle yourself or not, which you can, but there is a catch.

So, let’s get started and get into the details.

Zelle is a P2P free payment’s app that lets you send money to anyone using it. The best part of using Zelle is that money is transferred directly from your account to the recipient’s bank account. Zelle doesn’t store the money in the middle like other payment apps such as Cash App, Venmo, etc.

Sending money via Zelle is really simple, you just need to know the recipient’s phone number or email address associated with their Zelle account. In short, you don’t need to know and enter the person’s bank account details to send money.

Zelle was made by some of the largest banks such as banks Bank of America, BB&T, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo, etc.

However, now it has partnered with over a thousand banks across the U.S.

Setting up Zelle is simple, you just need to enter your personal and bank details, and you are good to go. And the best part is that you don’t even need to download a separate Zelle app, as most bank apps already have Zelle integrated within their mobile banking apps.

Well, sending money to someone is pretty simple and quick, but as you are here to know how to use Zelle to send money to yourself, let’s discuss that.

Zelle Logo

Can I send money to myself with Zelle

Short Answer: Yes, you can send money to yourself with Zelle from your one bank account to another bank account. However, you must have a different email address or U.S. mobile number linked to each account you enroll with Zelle.

In simple words, your both bank accounts must be connected with a different phone number or email address if you want to send money from your one bank to another using Zelle.

When you send money to someone using Zelle, you just need their phone number or email linked with their Zelle. You don’t need to know their bank account details.


So, similar is the case when you want to send money to your other bank using Zelle. You just need to have a different email or phone number linked with Zelle on your other bank account, then only it will be possible for you to send money via Zelle from one bank account to another.

If you already have different phone numbers or emails linked to your different accounts, you can easily transfer money between them using Zelle as you would normally do to send money to someone else.

In case you try to use the same email address or mobile phone number to enroll with Zelle at multiple banks, you will receive an error message.

SEE ALSO: What is my Zelle ID

Can you Zelle yourself from one bank to another

Yes, you can Zelle yourself from one bank to another. You just need a different set of email address, phone number associated with a different bank account.

Can I connect more than one bank account to my Zelle profile

Not yet! You can only connect one bank account to your Zelle profile at any given time.

To connect your different bank accounts with Zelle you will need different phone numbers or emails.

Can you use Zelle with multiple bank accounts

Yes, you can use Zelle with multiple bank account, but you will need to link all the accounts with different phone numbers or email addresses.

One phone number or email can only be used to link one bank account with Zelle at a time. However, you can change your bank account associated with your phone or email easily using the Zelle app or contacting your bank support.

SEE ALSO: “I sent money to the wrong person on Zelle” – What to do?

How do I change the account I use to send and receive money in Zelle

If you’re using the Zelle app, you can easily change your account directly within the app.

To switch your account:

  • Tap the settings icon in the top left corner of your mobile screen
  • Tap Account
  • Tap Switch Accounts

Now, follow the instructions to remove your current bank account and link a new account.

Note: You will lose all Zelle transaction history associated with your old account if you switch your account.

Well, If you’re using Zelle through your bank or credit union’s mobile app or online banking, please check their support FAQs or contact their customer support team to change accounts linked with Zelle.

Final words

Zelle can be really handy in sending or receiving the money to and from someone, respectively. However, it can be really an issue for many to Zelle themselves, as most people have only one primary mobile number or email.

But, as discussed above in the post, you can only link your one bank account with Zelle using phone or email at a time.

If you have multiple bank accounts, you will need a different phone or email to link all accounts with Zelle simultaneously.

In case you already have different numbers linked with Zelle for different bank accounts, you can easily send or transfer money between them using Zelle as a medium.

So, that’s all for now. For more guides like this, follow the related posts below.

Further Reading:

What Prepaid Cards work with Zelle

Does Zelle work with Netspend? How to add it?

Zelle Not Working: Here are 6 Ways to Fix it

[Fix] Zelle payment not showing up (8 Reasons)