Is a Cash App Card a Prepaid Card (2023)

Do you want to get a Cash App card and wondering what type of card it is?

Whether Cash App Card is a prepaid card, debit card, credit card or gift card?

Where can a Cash App card be used?

If these are your questions, you have landed in the right place. This post explains all you need to know about what type of Cash App card is, its limits, and where it can be used.

So, let’s get started.

Table of Contents

Is a Cash App Card a prepaid card?

Yes, the Cash App Card is a prepaid debit card issued by Visa. Cash App card is connected to your Cash App balance. So, the amount loaded in your Cash App balance is the money you can spend using your Cash App card.

This means the amount of money available in your Cash App balance is the amount you can use with your Cash App card to buy stuff online or offline, or withdraw cash from an ATM.

Cash App card can be used anywhere Visa is accepted. You can use the Cash App card on both online and offline stores.

Moreover, the Cash App card can also be used to withdraw cash from ATMs.

Also, as per Cash App, funds associated with your Card Account are not insured by the Federal Deposit Insurance Corporation. You will not receive any interest on the funds in your Card Account.

Well, to get a Cash App card, you must be 13+ years old, and you must have verified your Cash App account.

Note: Cash App is designed to use for personal use only. It should not be used for business. If Cash App determines that it is being used for business purposes, your Cash App account may get closed.

Is the cash app card a credit card?

No, the Cash App card is not a credit card.

As explained above, Cash App card is a prepaid debit card linked to your Cash App account balance; it is neither a gift nor a credit card. It is a standard prepaid debit card issued by Visa.

Cash App Card Transaction limit

Yes, the Cash App card comes with a limit on the amount that can be spent on a weekly or monthly basis. Below are all the Cash App card transactions limits.

Per-Transaction Spending Limit. The maximum amount that can be spent using your Card is $7,000 per transaction.
Daily Spending Limit. The maximum that can be spent using your card per day is $7,000.00.
Seven-Day Spending Limit. The maximum amount that can be spent using the Card in a seven-day period is $10,000.
Thirty-Day Spending Limit. The maximum amount that can be spent using the Card in a thirty (30) day period is $25,000.
Withdrawal limits. The maximum amount that can be withdrawn at an ATM or a POS device is $1,000.00 per transaction, $1,000.00 per day, and $1,000.00 per week.

Must See: When Does Cash App Weekly Limit Reset (2021)

Transfer money from prepaid card to Cash App

At the time of writing, Cash App does not allow you to use a prepaid card to add funds to your account.

Instead, you need to use a bank account or a debit or credit card issued by either Visa, American Express, MasterCard, or Discover.

What Prepaid Cards work with Cash App?

Cash App only accepts government-enabled prepaid cards, but depositing to these cards does not work.

Also, Debit and credit cards from Visa, MasterCard, American Express, and Discover are also accepted by Cash App.

However, ATM cards, Paypal, and business debit cards are not supported at this time.

Final words:

Cash App is an online banking service owned by Square Inc. It allows its users to send and receive money from each other. The service is available in the US and the UK. As of March 21, 2021, it has over 36 million active users.

Cash App also provides you with a debit card, which is a prepaid card linked to the user’s Cash App balance. The Cash App card can be used anywhere Visa is accepted, both in online and offline stores. It can also be used to withdraw money from an ATM.

Well, the card has a limit on the amount that can be used in a week or in a month, as detailed above. So, that’s all for now; We hope this post helped you.

Further Reading:

Can I overdraft my Cash App card (at ATM, Gas Station)

(11 Reasons) Why is My Cash App Card Not Working [Fixed]

Can Cash App Transactions be Traced by Police or IRS

(4 Steps) How to lock Cash App Card or Deactivate

Ankit Kumar

Ankit Kumar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.