Are you a Netspend account holder in the USA? Do you need to access your money without using your Netspend card? No worries, we’ve got you covered!
Netspend offers various finance tech services, including money transfers to family and friends, a Netspend card, and mobile check deposit. With the Netspend card, you can shop online and offline wherever Visa and Mastercard are accepted.
However, there might be times when you can’t use your card, like when it’s lost. In such cases, you might wonder how to withdraw money from your Netspend account without the card.
Don’t fret; we’ve got multiple methods for you! In this guide, we’ll explore different ways to get money off your Netspend account without using the card. Let’s get started and find the solution you need.
How to get money off Netspend account without card
Method 1 – Use Virtual Account number
Netspend is a convenient payment service in the USA that also provides a debit card for online and offline purchases. The great thing is, you can access your Netspend funds without using the physical card by using Virtual Account numbers.
Virtual Account numbers are like temporary account numbers that can be used for specific payments. They offer an extra layer of security when you don’t want to share your actual account details with the recipient.
This method can be especially useful for making payments to platforms that might not seem entirely secure.
To generate a Netspend Virtual Account number, follow these steps:
- Step 1: Open the Netspend App or Website
Access the Netspend app on your Android or iOS device, or visit the official Netspend website.
- Step 2: Log in to Your Netspend Account
Use your correct account credentials to log in to your Netspend account.
- Step 3: Go to the Netspend Account Center
Once logged in, navigate to the Netspend Account Center.
- Step 4: Find the Virtual Account Number Option
Locate the option to generate a Virtual Account Number in the Account Center.
- Step 5: Use the New Account Number
You can now use the newly generated Virtual Account number whenever you are asked for your Netspend card number. The virtual card will also include other details, such as the expiry date and CVV.
By following these steps, you can easily use Virtual Account numbers to access your Netspend funds securely without using your actual card.
How to Get Money off of a Netspend Account without a Card Using a Virtual Card
To get money off your Netspend account without a card, follow these simple steps using a virtual card:
- Download the Netspend app from the App Store or Google Play Store and log in to your Netspend account.
- Add your Netspend card to your digital wallet (Apple Pay, Google Pay, or Samsung Pay) using the “Add to Wallet” button in the app. Verify your cardholder identity by entering the security code on the back of your card.
- Check if the merchant accepts the digital wallet you’re using. Review the payment options on the merchant’s website or app before making a purchase.
- Complete your transaction using your digital wallet. You can use it to pay in-store or online. Some digital wallets may also allow you to withdraw cash from ATMs, but this depends on the specific digital wallet you’re using.
Method 2 – Transfer funds to bank (using Paypal)
Netspend is a highly advanced payment app that allows you to add funds to your account using your bank account and associated debit card. However, transferring funds from your Netspend account to your bank account directly is not supported.
But don’t worry, there’s a workaround that involves using your Paypal account. If you don’t have a Paypal account, you can ask a friend to help you with this method.
Here’s how it works:
- Transfer Money from Netspend to Paypal: Simply transfer the money from your Netspend account to your Paypal account.
- Receive Funds in Your Bank Account: Once the money is in your Paypal account, you can transfer it to your bank account.
But before you proceed, here are some important things to keep in mind:
- If you’ve created a new Paypal account solely for this transfer, avoid sending a large amount of money to prevent it from being placed on hold.
- Transferring funds from Paypal to your bank account may take around 3 to 5 business days, so you’ll need to be patient.
This method allows you to get money off your Netspend account without any additional cost, but it does require some waiting time for the funds to reach your bank account.
If you’re interested in exploring other methods to access your Netspend funds, continue with the following steps.
Method 3 – Request a Check
Another way to get money from your Netspend account is by requesting a check from the Netspend support team. Although this method is commonly used when closing an account, you can also use it to withdraw your funds.
Here’s a quick guide on how to request a check from Netspend support:
- Step 1: Call Netspend Support
First, you’ll need to contact the Netspend support team. They have a dedicated contact number – 1-866-387-7363 – which you can call to request a check.
- Step 2: Ask for the Check
When you call the Netspend support team at the given number, simply ask them to issue a check for your account. They might require some details related to your Netspend account, so be prepared for that.
- Step 3: Receive the Check
Once you’ve requested the check, all you have to do is wait. The check usually takes around a week to arrive at your mailing address.
And that’s it!
Remember, there are other methods available to get money off your Netspend account. Be sure to check out the other methods mentioned here to find the best option for you.
Method 4 – Third party services
Apart from the easy methods we’ve discussed earlier, there’s another way to get money off your Netspend account. This method involves using third-party services.
When you want to make a payment from your Netspend account, you usually use your Netspend card or account details. However, there’s an additional option to pay using your Netspend account.
You can utilize third-party services like MoneyGram and Express Payment to make payments to merchants. Before proceeding, you need to check if the online shop or merchant accepts payments through these third-party services.
If the shop supports payment through MoneyGram or Express Payment, you’ll be able to get money from your Netspend account even without using your Netspend card. This offers you another convenient way to access your funds.
Method 5 – Transfer funds to another account
We’ve covered almost all the ways to get money from your Netspend account without using the card. You have the freedom to choose any of these methods without seeking assistance from others.
However, if you have a helpful friend or family member, you can consider this last method. Simply transfer the funds from your Netspend account to your friend’s account. Once they receive the money, they can withdraw it from an ATM and give it back to you.
It’s a straightforward way to get the job done, and you won’t need to rely on a physical card.
That wraps up all the methods to get money from your Netspend account without using the card. All these methods are easy to follow, so feel free to pick the one that suits you best. If you have any questions or need more information about any particular method, please let us know in the comments section below. We’re here to help!
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Let us wrap this post now.
In this post, we talked about all the possible methods to get money off a Netspend account without card.
All the methods are ethical and none of them violates any policy or law. You can proceed without worrying about any inconvenience.
Ankit Kumar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.