Are you a Netspend account holder?
Have you lost access to your Netspend card?
Do you want to know the ways to get money off Netspend account without card?
Well, you will be glad to know this is the very right place to search for answers, as here we will talk about all the methods by which you can withdraw money from Netspend without any card.
So, let us proceed with the guide without any further ado.
How to get money off Netspend account without card
Netspend is one of the finance tech services in the USA, which has to offer a lot for the users. Other than transferring money to family and friends, a user can enjoy services like Netspend card, mobile check deposit, and more.
Netspend can be used to pay for goods on both online and offline modes. The user can use the Netspend app, and even the Netspend card, which can be used everywhere Visa and Mastercard-powered cards are accepted.
Well, sometimes, users ask if there are other ways to get money off a Netspend account. There could be many reasons why some need to withdraw money without a card. If you are someone who has lost his Netspend card, you will be able to find the answer here.
There are a lot of ways by which you can withdraw money from your Netspend account. Netspend card is one of the options, where users can pay bills offline and even on online modes instantly without waiting for the money transfers.
But, if you are here, you are probably searching for ways to get money off Netspend account without card. And if you are ready, let us see all the methods which can be used to get money off Netspend account.
Method 1 – Virtual Account number
Netspend is one of the greatest payments services in the USA which also offers its own debit card for payments for online and offline modes.
And the best part is the user can access the funds in the Netspend account without even using their actual card. This can be done by the use of the Virtual Account numbers.
Virtual Account number is a great way to make payment to a platform that is well known and doesn’t look very secure to be allowing access to Netspend card number and other details. Sometimes, it can be used as an alternative to the Netspend card.
In cases like these, users can generate Virtual Account number for a specific payment. A Virtual Account number is just like a temporary account number that cannot be used again for any payment. This is the best option for users who do not want to share their account details with the receiver.
You can easily generate Netspend Virtual Account number –
- Step 1 – Open Netspend app or website
First of all, you will need to open the Netspend app on your mobile device. Any Android or iOS device can be used to continue.
And if you want, you can even reach out to Netspend official website.
- Step 2 – Log in to Netspend account
You can use this link to reach out to the log in page of Netspend account. Login with your correct account credentials.
- Step 3 – Go to Netspend Account Center
After logging in to the Netspend account, you are required to reach out to the Netspend Account Center.
- Step 4 – Find Virtual Account Number
And finally, using the Virtual Account Number features, you will be able to generate a new, temporary virtual account number.
- Step 5 – Use the new account number
You can use the new virtual account number whenever asked for the Netspend card number. Other details like the expiry date, CVV and all will be find on the same virtual card.
ALSO READ: How to close Netspend account & cancel Netspend card
Method 2 – Transfer funds to bank (using Paypal)
Netspend is quite an advance payment app; you can even add the funds to your Netspend account using the bank account and associated debit card. But, unfortunately, the reverse of the same is not supported on Netspend. This means you cannot transfer funds to your bank account from your Netspend account.
But, there is a workaround using which you can get money off the Netspend account and transfer it to the bank account. You will need your Paypal account access for that. If you do not have a Paypal account, we will suggest asking your friend for help.
Simply, transfer the money from your Netspend account to Paypal account. And after receiving the money on Paypal, you can have the funds back in your bank account.
And before you proceed, there are a few things you must be aware of.
If you have created a new Paypal account just to transfer the money, we suggest you must not transfer a large amount of money. Else, your money will be put on hold.
If you need the funds in your bank account, you will need to wait for around 3 to 5 days. As the money transfer from Paypal to a bank account is not instant and takes around three to five business days to reflect in the bank account.
This particular method of getting money off Netspend account will be free of any additional cost. But, you will need to wait for a few days to get the funds in your bank account.
If you need to check other methods to get money off, proceed with the steps.
Method 3 – Request a Check
Another way to get money off Netspend account is by requesting a check from the Netspend support team. But, one should be aware that this particular method is generally used when a user wants to close their account. But, you can even use it to get your money off the Netspend account.
You just need to contact Netspend support team, and you will be good to go.
Here, we will be including a quick guide on how to request a check from Netspend support team.
- Step 1 – Call Netspend Support
First of all, you will be required to contact Netspend support team. And for its users, Netspend offers a contact number – 1-866-387-7363 – which can be reached to request a check.
- Step 2 – Request a check
On contacting the Netspend support team at the given number, you will have to ask them for the ‘check.’ You might get asked for some details related to your Netspend account, so be ready for that too.
- Step 3 – Receive the Check
And finally, after requesting for the check all you need to do is wait. The check might take around a week to arrive to your mailing address.
And that’s it.
There are other ways of getting money off the Netspend account, make sure to check other methods mentioned here.
MUST-SEE: How to fix: Netspend mobile check deposit not working (Reasons)
Method 4 – Third party services
There are many other methods to get money off the Netspend. We have already discussed easy and straightforward methods. Let’s see one next method, which includes third-party services.
To make a payment from the Netspend, you can either use your Netspend card or account details. But, there is one more method to pay using your Netspend account.
You can use third-party services like MoneyGram and ExpressPayment to make payments to merchants. Well, before you can make the payment, you will have to ask the online shop or merchant if there is support for the payment from services like MoneyGram and ExpressPayment.
If the shop supports the payment through these third-party services, you will be able to get money off Netspend account even without Netspend card.
Method 5 – Transfer funds to another account
Well, we are almost done with all the possible methods to get money off Netspend account without a Netspend card. You can proceed with any of the methods, you do not have to ask for help from anyone else.
But, if you have a friend or family member who is available to help you out, you can use this one last method.
You just have to send the funds from your Netspend account to your friend’s account. And after receiving the funds, your friend can withdraw the money from an ATM and handover the money back to you.
This is also a great way to get the task done.
And that’s all about the methods to get money off Netspend account without card.
All the methods are easy and can be implemented very easily. But, if you need more details on any particular method, do let us know in the comments section below.
Final Words
Let us wrap this post now.
In this post, we talked about all the possible methods to get money off a Netspend account without card.
All the methods are ethical and none of them violates any policy or law. You can proceed without worrying about any inconvenience.
Further Reading:
What time does Netspend Direct Deposit hit
How much can you overdraft with Netspend all access? Overdraft Fee & more
How much can you load on Netspend card
How to get money off Netspend account without card

Ankit Kumar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.