[Fixed] Cash App instant Deposit Not Working/showing up (2023)

Are you getting an error – ‘your debit card is not accepting instant deposits’ on Cash App?

If that’s the scenario, you have landed on the right page. Here in this post, we have explained why Cash App card is not accepting instant deposits.

We have also provided a few ways to fix Cash App instant deposit not working or not showing up.

So let’s begin.

Table of Contents

Why your Cash App instant deposit Not Showing up

There can be numerous reasons why Cash App instant deposit is not showing up in your bank account. It is possible that instant transfer has been failed because your card does not support instant deposits, or there is a problem with your network or servers of the Bank or Cash App are down.

Reasons why Cash App instant failed –

Your internet is not working
Your Debit Card does not support Instant deposits
You are using the Outdated Cash App
Servers of Cash App are down
Servers of your Bank are down

How to Fix Cash App instant Deposit Not Working / showing up

There are some general methods to fix the ‘instant deposit not working’ on Cash App or not accepting instant deposits. You need to make sure your internet connection is working fine, check whether your debit card support instant deposits or not, update the Cash App. Lastly, contact your Bank or Cash App support.

Let’s have a detailed look at all the possible ways to fix the Cash App card not accepting instant deposits.

#1 Check your Internet Connection

To begin with, check whether your internet connection is working or not.

Sometimes, Cash App transfers may fail, or instant deposits may not work because your device doesn’t have an active internet connection.

So, before anything else, make sure that you have an active internet connection on your device.

You can also try switching your internet from Wi-Fi to mobile data or vice-versa.

#2 Check whether your Card is supported or not

Cash App supports many cards, but some debit cards may not work with Cash App.

So, before you transfer your funds, make sure that your Card is compatible with Cash App especially when it says your card is not accepting instant deposits.

As per Cash App, they only support debit and credit cards from Visa, MasterCard, American Express, and Discover.

Most government-issued prepaid cards are also supported, but depositing to these cards does not work.

Note: ATM cards, PayPal, and business debit cards are not supported at this time.

Cash App support page says:

Some debit cards don’t consistently support the transaction networks we use to send funds instantly, so in these cases we’re unable to send the funds immediately to your bank account.

If we are unable to send your funds instantly, they will be available in your bank account within 1-3 business days and you will be refunded any Instant Deposit Fees.

#3 Remove, then Add your linked Card

If you are sure that your card is supported and still you are getting the error, it means your debit card is not accepting instant deposits on Cash App. You can try to remove it from Cash App and re-link it again.

To remove a Card from Cash App, follow the steps below:

Open Cash App and log in to your account
Tap on the Banking tab present in the bottom left corner of the Cash App home screen.
Now, click on the option ‘Linked account.’
Here, select the Debit Card you want to remove.
Now, tap on the option ‘Remove Debit Card.’

Once you have unliked your Card, add it again and check whether the instant deposits are working now or not.

#4 Update Cash App

Another reason why your Cash App instant deposits are not showing is that you are not using the updated version of the App.

Cash App often gets new updates to fix the bugs and issues housed in the previous version. So, if you are using an outdated version of the App, then update it.

To update the Cash App to the latest version, you can visit the Google Play Store on Android or App Store on iOS device and search for Cash App and check whether there is an update or not. Or visit the direct link provided below.

Download Cash App – Google Play Store (Android devices)
Download Cash App – App Store (iOS devices)

#5 Contact your Bank

If you have tried everything and still your card is not accepting instant deposits, then you can contact your Bank.

Visit the official website of the bank and try contacting them using the official email address or phone number listed on the website.

#6 Contact Cash App Support

If the Cash App instant deposits are still not working for you, it could also be a problem from the Cash App’s end.

You can contact Cash App support either by email or tag them on their Twitter support page. Ask them about the issue you are facing.

You can reach Cash App Support by calling 1 (800) 969-1940 Monday through Friday 9:00am to 7:00pm EST.

Cash App Support is also available directly through Cash App, via cash.app/help, and by mail at the address below:

Cash App
1455 Market Street Suite 600
San Francisco, CA 94103

Cash App instant deposit time

Cash App instant deposit takes only a few seconds to get the funds transferred. The amount of money you transfer using instant transfer from Cash App will immediately be shown in your Bank account.

However, sometimes Instant deposits may get failed or be delayed. And it might take some time to reflect, from several minutes up to a few days.

If instant deposits are not showing up in your bank account even after 3 business days, you should contact Cash App support.

Cash app instant transfer fee

If you want to instantly transfer funds from your Cash App to your bank account then you will have to pay a 1.5% fee (with a minimum fee of $0.25) for every instant deposit transaction.

For Example:

If you want to transfer $100 instantly from your Cash App wallet to your bank account or debit card, you will be charged a 1.5% fee, which is $1.5 for $100.

If you are sending $250, then you will be charged $3.75.

Cash App instant deposit fee calculator

There is no such thing as a Cash App instant deposit fee calculator. Even Cash App does not have any such calculator inside the app.

If you want to know how you will be charged for any instant transaction you make from Cash App, then you can calculate it on your phone.

All you have to do is calculate 1.5% of the amount of money you are transferring.

Don’t know how to calculate percent? No worries, follow the formula below:

1.5/100 x (amount of money you are transferring) = Amount you will be charged.

Or Simply, Cash app instant deposit fee = [0.0015 x amount of money you are transferring]

Note: The minimum Cash App instant transfer fee is $0.25.

Frequently Asked Question (FAQs)-

Q1. Why won’t my Cash App let me deposit instantly?

There can be many reasons why Cash App is not letting you deposit instantly, such as your debit card doesn’t support instant deposits, or you are using an outdated Cash app, or the servers of Cash App or of your Bank account are down.

Q2. How long does instant deposit on Cash App take?

Instant deposit on cash app usually happens instantly (within a few seconds), but sometimes they take up to a few minutes. If the instant transfer fails due to any reason, then it may take 1-3 business days to show up the funds in your bank account.

Q3. Why did my Cash App deposit failed?

Cash App deposit may fail due to several reasons, such as you are entering the wrong details of your account or your debit card, your internet might not be working, or the servers of your Bank or Cash App are down.

Final Words:

Cash App is an easy-to-use peer-to-peer money transferring app that allows users to send and receive money. Apart from transferring money, you can also buy, sell and trade stock on the app.

Moreover, you can also buy and sell bitcoins. Cash App also provides you with a physical debit Card which is like a normal debit card that you can use to withdraw cash from ATMs or use it as a normal card to pay your expenses at both online and offline stores.

Really, the Cash App is simple and safe money transferring app. However, sometimes you might face several issues while transferring or sending your money to either your bank account or to someone else. And this can happen due to multiple reasons.

One such problem we discussed today in this post is ‘Cash App instant Deposit Not Working.’ This problem is faced by many users, and it can happen due to multiple reasons, as detailed in the post above.

So, we hope you were able to know why your cash app instant deposits are not showing up and probably fix the cash app instant deposit not working problem.

Further Reading:

[Fixed] Cash App Failed for My Protection (2021)

(8 Reasons) Why Cash App Closed My Account (2021)

How to Deposit a Check on Cash App with ‘Mobile Check Capture’ (Cash App)

Ankit Kumar

Ankit Kumar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.