Do you want to know Why Cash App requires your SSN (Social security number)?
If that’s the case, you are at the right place. In this post, we have explained Why does cash app need SSN.
Here, we have also explained a way to send money on Cash App without SSN (Without Verification)
So, let’s begin the article with an introduction to Cash App and to what SSN is.
Cash app is a simple, safe, secure, and legit mobile payment app owned and developed by Square Inc.
It allows users to send and receive money to each other via its simple payment system. Moreover, users can also withdraw their money via a debit Visa card, known as Cash Card, in ATMs. Money can also be transfer to any local bank account.
The app also allows the users to buy bitcoin and also allows stock trading. However, to get the most benefits of the Cash App, you need to be a verified user of the app. To get verified, you need to share your SSN number with the Cash app.
Below, we have talked in detail about why the Cash app needs your social security number.
Why Cash App need SSN?
A social security number or SSN is a nine-digit number issued to every US citizen under section 205(c)(2) of the Social Security Act. It helps the US government to identify and accurately record your covered wages or self-employment earnings. You also need it to get a job, collect Social Security benefits, and get some other government services.
So, why does Cash App Need my SSN?
The cash app needs your SSN in order to verify your identity.
If you want to send a large amount of money via Cash App, you need to be a verified user. And your Verification is completed only when you provide your Social security number (SSN) to the Cash App.
Below, we have explained it in more detail.
There are two types of users in the Cash App
- 1. Non-verified users:
When you first register on the Square Cash App, you are a non-verified user of the app.
A non-verified user can send up to $250 within any 7-day period and receive up to $1,000 within any 30-day period.
- 2. Verified users:
If you want to increase the limit of the amount you can send or receive in the Cash App, you need to verify your identity.
To get verified on the Cash app, you need to provide your full name, date of birth, and the last four digits of your SSN.
Note: If the Cash app is unable to verify your account using this information, it may ask you to provide additional information. Also, the Cash app doesn’t verify anybody under the age of 18.
Once you are a verified user on the Cash App, your money sending limit will be increased from $250 per week to $7,500 per week, and your money receiving limit will become unlimited.
How to verify Cash App without SSN?
Sadly, there is no way to verify your identity in the Cash app without SSN.
To be a verified user in the Cash app, you need to provide your details such as billing address, date of birth, contact details, and SSN.
So, SSN is required to verify identity in Cash App; without giving your SSN, the Cash app will not verify your identity.
However, note that Verification in the cash app is only required when you want to increase the $250 per week sending limit or $1000 per month receiving limit.
Can I use Cash App without SSN?
Yes, you can use Cash App without SSN, but you will not be able to send more than $250 per week and receive not more than $1000 per month.
To increase the limit of the amount you can send or receive, you need to verify your identity, and identity verification in the Cash app is completed only when you provide your SSN and other details.
What are the benefits of using a Cash App with an SSN (Verified users)?
There are a few benefits of being a verified user of the Square Cash App.
The first and the greatest benefit of a verified user in the Cash app is that your limit of sending and receiving money will be increased.
As we have already talked about, once you are verified on Cash App, You will be able to send up to $7500 per week. The best part is, your money receiving limit will be unlimited.
Another benefit of verified cash app users is that you can buy and sell bitcoins and trade stocks.
Moreover, you can also enable Cash app direct deposits and get paid via your stimulus and salary paychecks directly to your wallet.
How to send money on Cash App without Verification (SSN)?
Note: You can only send up to $250 per week without Verification on Cash App. Follow the steps below to send money.
Steps to send money on Cash App:
- Open the Cash App on your phone.
- Tap the “$” sign available in the bottom left corner of the app.
- Now, tap the “Send” button.
- Now enter the amount of money that you want to transfer. As you are not a verified user, so make sure to enter the amount less than $250.
- Further, select the person from your contact list to whom you want to send money.
- Lastly, tap the send button to transfer money without SSN (ID verification).
So, that’ all. This is how you can send a small amount of money in the cash app without Verification.
Is it safe to give your Social Security number to Cash App for a card? / Is my Social Security Number secured at Cash App?
Yes, your Social Security Number will be safe at Cash App as it is one of the most secure and reliable app to send and receive money. It is highly encrypted, so no third apps can read or access your data in any condition.
Cash App is not accepting my SSN; what to do?
Cash App only requires the last four digits of your social security number. So, make sure you are entering the correct number.
If you are entering the right number, then make sure your internet is working. Further, close and reopen the app; you may also restart your device. Also, make sure that you are using the latest version of the CashApp.
If you have tried everything and still can’t enter your SSN, then the last step is to contact Cash App support.
You can contact CashApp support here.
Can I get a free SSN for Cash App?
There is no such thing as Free SSN for Cash App. Please, be aware of the fact that there are lots of Cash Scams going here and there. You may find someone giving you free SSN for Verification on Cash App, So, be smart and stay away from such things.
Conclusion: Why does Cash App need my Social Security Number
Cash app is a simple money transferring app that lets you send and receive money to other users.
In the app, when you first sign up, you are a non-verified user, and being a non-verified user, you can only send $250 per and receive only $1000 per month.
Once you get verified on Cash App, your money sending limit is increased to $7500 per week, and your money receiving limit is unlimited.
However, to be a verified user on the Cash app, you need to provide your SSN (Social security number) to them, including some other details.
There is no way out to get verified on Cash App without SSN. So, be aware of the scammers and liars who say they can get you verified on cash app with SSN.
So, that’s all, folks. We hope you liked the article and were able to know why you need to provide your SSN to Cash App.
Bohdan Reshetniak is an engineer by education and a blogger by profession. Over the last several years, he has written tons of different articles on Social media, technology, finance, and other apps. He also has several years of experience in investing in cryptocurrencies, funds, and stocks.