Greenlight debit cards are encrypted debit cards designed specifically for children, preteens, and teenagers.
This debit card is issued by Mastercard and may be used everywhere Mastercard is accepted.
But unlike a debit card issued by a bank, the Greenlight debit card for kids is not compatible with PayPal’s services.
Those wishing to link a child’s debit card to PayPal may find themselves with few viable choices.
Fret not, because we’ve got your back covered. Stick to the end of the article for a step-by-step walkthrough on how to use Greenlight with PayPal.
Does Greenlight work with PayPal?
Short Answer: Greenlight does work with PayPal, but only as a financing method for purchases. Moreover, the Greenlight cards may only be used with an adult’s PayPal account since PayPal does not consider accounts of individuals younger than 18.
To avoid any confusion, these cards may only be used to make purchases, not to add money to your PayPal account.
Additionally, PayPal does not permit account opening for anybody younger than 18 years old.
Connected Greenlight debit cards are treated as prepaid accounts by PayPal.
That means you can’t pay for it using a PayPal account unless you are above 18, either instantly or through the standard transfer.
Does PayPal accept Greenlight Card?
PayPal accepts Greenlight card only as a financing method for purchases if you are above the age of 18.
Except for a reimbursement of a previous transaction, this card cannot receive any further funds.
Greenlight cards are designed for usage by children who do not yet have the legal age to open a PayPal account.
As a result, the cards may only be used to make purchases and finance payments in an adult’s PayPal account.
Connecting your Greenlight card to PayPal won’t exempt you from the same restrictions that apply when using the card on its own.
So, if you want to ignore these limitations, it will, regrettably, not be possible.
Can you use a Greenlight Card on PayPal?
If you are 18 or older, you can use your Greenlight card on PayPal, but you can only use it for purchases or payments.
Greenlight allows you to link your PayPal account with a parent’s, so you can pay for things using their money, but you can’t switch the money back unless it’s a refund.
PayPal payments made using Greenlight will be subject to the same limitations as payments made with the card itself.
Only the child’s employer or parents are allowed to make direct payments into the Greenlight account; other parties such as PayPal are expressly forbidden.
In the end, it is clear that Greenlight is not compatible with PayPal in the same way that other cards are.
The Greenlight card may only be used at locations that accept it.
How to use Greenlight with PayPal
To answer your question, unfortunately, Greenlight does not integrate directly with PayPal, thus you won’t be able to utilize your PayPal account for whatever you desire. There is, however, another method you may employ.
Alternately, you might utilize a Bank account as an intermediary. This method is time-consuming yet effective.
In order to complete this step, you need access to a bank account, a PayPal account, and the Greenlight Parent’s Dashboard.
After obtaining these three items, you may move your PayPal funds to your Greenlight card.
Like any other bank-based payment, transferring funds from a PayPal account to a Greenlight card might take a few days.
Each and every one of the detailed instructions in this article must be carried out in the precise sequence presented here.
To receive money from your PayPal account into your bank account, you must first link your bank account to your PayPal account.
The next step is to link your banking platform to Greenlight and begin funding. Lastly, deposit the funds to the Greenlight card.
Let’s go right into the methodical steps required to move your money and understand the indirect nature of Greenlight’s compatibility with PayPal.
1. Link your Bank Account to PayPal
Using your own computer, you may link your bank account to your PayPal account by following these steps:
Step 1: Navigate to the PayPal website from your computer.
Step 2: Navigate to Wallet by tapping the wallet symbol on the screen’s top bar.
Step 3: At the top of the page, select ‘Link Bank Account.’
Step 4: Finally, choose your bank.
Select “I have a different bank” if you don’t use the bank that’s suggested.
Step 5: Enter your bank account information now.
The steps above, when completed, will allow you to link your bank account to PayPal.
The money in your PayPal balance is now available for withdrawal to your bank account.
2. Send Money from PayPal to your Bank Account
Here’s how to move money from your bank account into your PayPal account using the mobile app:
Step 1: Launch the PayPal App and sign in to your account.
Step 2: Select ‘PayPal Balance.’
Step 3: Select the Transfer Money option.
Step 4: Select the bank account you previously linked and select Next.
Step 5: Type in the sum you wish to transfer and press Next.
Step 6: Select ‘Transfer’ to complete the transfer.
If you follow these instructions, you’ll be able to send money from your PayPal account to your bank account.
3. Link your Bank Account with Greenlight
After completing the PayPal Transfer process, you may begin linking your Greenlight to your bank account.
Please read on to learn how to link your bank account and become acquainted with Greenlight’s PayPal integration.
Step 1: Launch the Greenlight app from your smartphone.
Step 2: Sign in to your Greenlight account.
Step 3: Navigate to the app’s settings from Greenlight’s home page.
Step 4: In the Settings menu, choose the ‘Funding Accounts’ option.
Step 5: View the associated accounts on your Greenlight Wallet.
View the associated accounts that have been used to fund your Greenlight wallet.
Click on “Add A Funding Account” if the desired funding account is not already listed.
Step 6: Next, select “Add A Bank Instantly.”
Step 7: Select the ‘Get Started’ option
Tap on the ‘Get Started’ option to connect your bank account to your Greenlight account.
Step 8: Select the Bank Name
Select the Bank Name you wish to associate with your Greenlight wallet.
Step 9: Enter your bank account details when prompted to do so.
Step 10: Select the verification method
Next, you must select the method via which Greenlight will authenticate your bank account identity.
After selecting your preferred verification method, Greenlight will provide you a verification code.
Step 11: Type in the verification code when you get it
Enter the verification code when you get it and Greenlight will immediately confirm your Bank account.
Following verification, the app will lead you to Greenlight’s Parent dashboard’s transfer page.
Getting money out of the bank and into your Greenlight wallet is a breeze now.
Step 12: Enter the amount you want to pay and press “Continue”.
It typically takes two to three business days for deposited funds to become available in a Greenlight account once they have been loaded.
4. Send Money to the Greenlight Card
After you’ve figured out how to add money to your Greenlight wallet using PayPal and the money has been added, you may send it to your children’s card.
To load money onto your Greenlight card, do as instructed here.
Step 1: Launch your app and go to the Greenlight Parents Dashboard.
Step 2: Slide downwards and press “Send $”
Slide downwards and press “Send $” beside the individual to whom you want to send money.
Step 3: Next, choose a destination for the funds
Next, choose a destination for the funds by selecting Spend Anywhere, General Savings, Giving, or a Spend Control for a selection of retailers.
Additionally, the parent’s bank account should be selected as the funding source.
Step 4: Specify the sum of money and click “Move Money.”
Select “Other” if you want to input a different amount of money.
Once you’ve completed all of these procedures, you’ll be able to securely transfer funds from PayPal to your Greenlight card and learn how to utilize Greenlight with PayPal.
1. Does Greenlight work with Apple Pay?
The Greenlight Mastercard may be used with Apple Pay.
If your kid owns an iPhone or Apple Watch, they may utilize Apple Wallet to make in-store purchases without needing to bring the Greenlight card.
2. Do Greenlight cards work at an ATM?
The Greenlight card may be used at any ATM that accepts Mastercard.
However, parents shouldn’t have limited their access to ATMs.
If parents put limits on the card, they will apply regardless of whether the card is used online or not.
Unlike other cards, Greenlight does not operate with PayPal.
The card can be linked to PayPal for use as payment, but no funds may be sent to it through the online payment service.
Even if you linked the card to PayPal, Greenlight regulation and your parents’ limitations would still apply to your transactions.
In the end, utilizing a Greenlight card with PayPal is the same as using the card itself since you cannot avoid the limitations that come with it.
We really hope that our response to your query on how Greenlight and PayPal collaborate has been helpful to you.
Having earned a Bachelor’s degree in Commerce from Ravenshaw University, with a background in Accounting and Finance, Akshita Pattanayak contributes to UniTopTen by writing clear and concise articles based on Finance-Tech. With more than a hundred fin-tech related articles, she hopes to educate people about how banking and payment apps function.