Fix: Paypal Instant Transfer not Working

Is your PayPal instant transfer not working or not showing up?

Are you getting an error “right now we’re not able to transfer the money to your bank” on PayPal?

Many users also have a problem that their debit card was working with PayPal for instant transfer, but suddenly their card stopped working for instant transfers on PayPaland they get an error that their card isn’t available for instant transfers.

If you are in the same boat, you have landed on the right page. This post explains why PayPal instant transfer may not work for you and what you can do to fix it.

So, let’s get started.

Why is Paypal instant transfer not working

PayPal instant transfer may not work for you because your bank or card is not eligible for instant transfers. Your PayPal account has a limitation. There is a pending security check, PayPal delayed or blocked transfer for some security issues, or there is a technical issue from the PayPal side.

Below, we have listed all the possible reasons why PayPal instant transfer is not working for you.


1. Your card is not eligible for Paypal instant transfer

Certain debit cards do not support instant transfer. So, this is the first and the most common reason why you are not able to use PayPal instant deposit or transfer on your card.

So, make sure your card supports instant depositing before using the feature. You would like to contact your card provider or read about it online to know if it supports instant depositing and transferring or not.

SEE ALSO: (12 Reasons) Why is PayPal Declining My Card

2. Your Bank do not support Instant transfer

If you are using a bank instant instead of a debit card, similar is the case with bank accounts. Some bank account does not support instant depositing or transferring of money.

So, this could be the reason why you are not able to use PayPal instant transfer with your bank.

Contact your financial institution or read on its website to know whether it supports instant transfer or not.

SEE ALSO: Why is Paypal not letting me transfer to Bank account

3. Your PayPal account has a limitation

Another reason you cannot transfer money from your PayPal account to your debit card or bank account is that your PayPal account has a limitation that blocks the transfer functionality temporarily.

It might be that you haven’t verified your PayPal account, and that is why you are having issues.

To get verified, go to your account to add and confirm your bank account or, if you prefer, add and confirm your debit or credit card.

4. Pending security checks

Another potential reason the instant transfer is not working on PayPal is that the PayPal systems may have detected unusual activity on your transfer or on your account. They may need more time to confirm that you’re the one authorizing this transfer.

5. Wrong information

Another reason why PayPal is not letting you transfer money is that you are entering the wrong details of your card or account.

It might also be the case that information you entered when linking your bank account doesn’t match what your bank has on file.

So, make sure to double-check your bank information. If the existing information of your bank account linked with Paypal is incorrect, please remove your bank account and link it again.

6. PayPal servers are down or having issues

Another reason why instant transfer on Paypal is not working for you is that PayPal servers are having a tough time.

You would like to check the server status of PayPal at the downdetector website.

If the servers of PayPal are down at the moment when you are sending the money, then wait till the server’s issues get resolved and try again after some time.

7. Your Bank servers are down

It might also be the case that your bank or card provider company servers are down or having issues.

You can check the server status of your bank at or contact your bank support on Twitter to know about any ongoing issues.

8. Technical issue

Lastly, you cannot transfer your money from PayPal to your bank or have issues with the instant transfer is because of a technical issue PayPal is going through.

SEE ALSO: How to withdraw money from Paypal without a bank account

Fix: Paypal Instant Transfer not Working

If you have tried everything listed in the post and still the instant transfer is not working for you, then you must contact Paypal support.

Alternatively, you could try to use another linked card or bank account to process the payment or use a PayPal Cash Card.

You can also order a check to get your money; however, it would require a few days to process, and there are fees for some of these services, so be sure to look at the full terms and conditions online before you decide.

Final Words

PayPal is an American-based financial technology company that supports online money transfers and serves as an electronic alternative to traditional paper methods such as checks and money orders.

You can use PayPal to send or receive payments for online purchases, sell goods and services, donate money, or receive donations.

Like any other service, PayPal is prone to issues and problems like what we discussed today in this post.

So, that’s all for guys. I hope you were able to know why PayPal instant transfer was not working for you after getting through this post. For more posts like this, you can visit our PayPal section or follow a few related posts below.

Further Reading:

Fix: Paypal credit not working (Reasons & Solutions)

Fix: Paypal cash a check not working (Reasons & Solutions)

How long does it take for Paypal to refund (Bank, Cards, etc)