No, HSBC does not have Zelle integrated into the mobile banking app. However, HSBC accepts payments through Zelle.
If you are wondering whether HSBC works with Zelle or not, you have landed on the right page.
This post explains all you need to know about using Zelle with HSBC.
So, let’s get started.
Zelle is a payment service that allows users to send or receive money directly to their bank accounts. Most of the bank have Zelle integrated to their mobile banking apps. But, if your bank mobile app doesn’t have Zelle, you can still use it. Keep reading to know more.
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Does HSBC have Zelle
No, HSBC does not have Zelle built into its mobile banking app or online banking. However, you can use Zelle with your HSBC account by downloading the Zelle app.
Most banks have integrated Zelle into their mobile banking apps or online banking. You don’t need to download and create a separate account to use Zelle.
However, this is not the case with HSBC. If you own an HSBC account and want to use Zelle to send and receive money, you will need to enroll on Zelle by downloading its app.
The Zelle app can be downloaded from the Google Play Store or App Store on your Android or iOS device.
Also, below are some tweets by users asking the HSBC support about using Zelle. Here is what the HSBC supports has to say:
Yes, HSBC does accept payments through Zelle. Although we do not have Zelle built into our mobile banking application, we do still accepts payments directly from them
Thank you for contacting HSBC. Yes, HSBC does accept payments through Zelle. Although we do not have Zelle built into our mobile banking application, we do still accepts payments directly from them. If you have any additional questions please contact us back. ^HS
— HSBC US (@HSBC_US) July 27, 2020
Hello Hari! Yes, You can send money with Zelle. Download the Zelle app from the App Store or Google Play and follow the steps to enroll. You will need a U.S. mobile phone number, email address and your HSBC MasterCard Debit Checking Account card. ^ EH
— HSBC US (@HSBC_US) April 5, 2021
If you are still confused, follow the steps by step process below.
How to use Zelle with HSBC
To use Zelle with HSBC, you need to download the Zelle app on your device, as HSBC doesn’t have Zelle integrated into its mobile app. Once you have downloaded the Zelle app, link your HSBC account with it, and you are good to go.
Below is a step-by-step process:
Step 1: Download Standalone Zelle app
First, download and install the Zelle app from the Google Play Store or App Store on your Android or iOS device, respectively.
We have provided the download links below to make your work easier:
Step 2: Enter your mobile number or email
Once you have downloaded and installed the Zelle app on your smartphone, you will need to create your account using the US mobile number or email.
Step 3: Approve Zelle to access data and privacy
Next, Zelle will ask for certain permission to access your device, so just allow them.
Step 4: Select HSBC bank account or click on “Add debit card”
Now, you will have to link your bank account with Zelle to send and receive money using Zelle directly to the bank account.
If you cannot find the HSBC in the list of bank accounts, click on the “Add Debit Card” screen and tap “Continue.”
Step 5: Add your billing address on the next screen and click “Continue.”
Now, enter the further details such as billing address, etc.
Note: Ensure that the information you are entering matches exactly what is on file for your debit card with your bank or credit union. This includes:
- Name as it appears on your debit card
- Address, city, state, zip code
- Debit card number
- Expiration date
- CVV number
Also note: You will not be able to enroll business debit cards, credit cards, cards linked to international accounts, gift cards or pre-paid cards from financial institutions outside the Zelle Network.
Zelle is a United States-based digital payments network owned by Early Warning Services, LLC, a private financial services company owned by Bank of America, BB&T, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank and Wells Fargo.
Zelle is a payment network or gateway that allows users to send and receive money directly to their bank accounts. Zelle is integrated inside over a thousand banks in the U.S. The best part of sending money through Zelle is that there is no middle man in-between; the money goes directly to users’ bank accounts.
As a recap of this, to use HSBC with Zelle, you will need to download the standalone app of Zelle and enroll with your mobile or email and link your debit card associated with your HSBC account, as detailed above in the post.
So, that’s all for now. After reading this post, I hope you were able to know how to use HSBC with Zelle to send and receive money.
Visit our Zelle section or follow a few related posts below for more such posts.
Ankit Kumar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.