(2023) Does Argos accept Klarna (Workaround Guide)

Argos does not accept Klarna, in fact, Argos does not accept any buy now pay later apps. Argos has its own Argos card to make up for it. 

The original Argos catalog stores can still be found in many high streets today. Filling out a compact order form with the desired items’ catalog numbers was a standard part of the Argos shopping experience in the past.

Over 30,000 products can be purchased from Argos via its website (www.argos.co.uk), its expanding mobile channels, its stores, over mobile, and, most notably, Argos TV.

Klarna provides short-term, point-of-sale loans for online and in-store purchases, so shoppers can buy now and pay later.

There is no situation in which financing a purchase is less expensive than paying cash.

If you require something but don’t have the money to pay for it all at once, Klarna may be able to help, provided you’re confident you can make the installment payments.

Does Argos accept Klarna?

No, Argos does not accept Klarna financing in any way.

Shopping at an Argos store is an experience in and of itself, from the company’s collections to the ticketed queuing system used there.

Argos provides its customers with a credit card that allows them to make purchases immediately and defer payment until a later date.

Klarna, on the other hand, is an application that lets you buy now and pay later and gives you multiple payment options depending on what you require.

But unfortunately, Klarna is not a payment option that is accepted by Argos.

On the other hand, Argos does provide promo codes and discount vouchers which can be used on the company’s official site to unlock various rebates.Argos

Can I use Klarna one time card on Argos?

Unfortunately, you cannot use the Klarna one time card while shopping at Argos.

The Klarna one-time card is a digital card that can only be used once and can be used at any web store in the UK that accepts prepaid cards.

And while Argos does take payments made with debit cards and prepaid cards, it is quite unfortunate that the retailer does not accept payments made with Klarna’s one-time card option.

Does Argos accept Buy Now Pay Later apps?

At the moment, there are no buy now pay later apps that Argos is accepting. To counter this, Argos offers its own Argos Card.

With the Argos Card, you can make purchases now and make the transactions at a later date, and managing your account is simple with the Argos Card app.

If you’re in the market for new electronics, the newest fashions from top clothing brands, or a powerful gaming computer, apply for an Argos Card online or in-store.

An Argos Card can be used to pay for everyday items like groceries and gas at Sainsbury’s.

Standard credit terms at Argos are 3–6 months, and there is an additional 12 months to pay on certain products.

If you pay off your Argos Card balance in full by the end of the promotional financing period and maintain timely payments, you will not be charged any interest.

Unless the balance is paid in full by the end of the payment plan, interest will be added to the account. Interest accrued on this purchase will be retroactive to the date it was originally made.

How to use Klarna at Argos

Does argos accept klarna

There is no way in which you can use Klarna at Argos. This is due to the fact that Argos does not work with Klarna in any capacity.

The Klarna app extends the traditional “buy now, pay later” model by providing a variety of flexible payment plans.

However, Klarna cannot be used to buy items from Argos. This basically means that Klarna cannot be used in any way at Argos.

What payment methods does Argos accept?

Argos accepts both online and offline mode of payment. These include Argos Card, Nectar, Visa, MasterCard, Maestro, American Express, Paypal, Love2shop, Business Account Card, Argos eGIFT Card and One4all Gift Cards.

Every Argos Gift Card can be used in-store and online. That means both electronic and physical Gift Cards qualify.

The only requirements are a 4-digit security PIN and a card number that begins with 10000. You won’t be able to use your card online unless you create a 4-digit PIN, but you can still use it in stores.

The One4all Card is another common method of payment accepted at Argos. Also, valid for in-store and online purchases.

In-store purchases can be paid for in full, or in part, using any of the accepted payment methods.

If you’re only paying a portion of the total with this card, the cashier will need to know how much money is still on it before she can accept it.

You can refer to the steps below to know how to make purchases online.

Make sure your One4all card has enough money on it to cover everything in your shopping cart before visiting argos.co.uk, as you will not be able to use any other payment methods.

  • Step 1: Go to the Checkout and enter your credit card information.

The first step is to input the credit card details after navigating to Checkout.

  • Step 2: Choose the option to pay with a credit card.

Secondly, you will have to choose the option to pay with a credit card.

  • Step 3: Input a new card.

  • Step 4: Choose ‘Visa credit’ as your card type.

  • Step 5: Type the lengthy number into the ‘Card number’ field.

  • Step 6: Type the CVV2 number at the back of the card.

In the ‘Security code’ box, type the CVV2 number found on the back of the card.

  • Step 7: Type the Valid Thru number printed on the front

In the ‘Expiry date’ box, type the Valid Thru number printed on the front of the card.

  • Step 8: Click the “PAY NOW” button.

After filling out the rest of the form, click the “PAY NOW” button.

Love2shop Flexecash can be used both online and in-store, while paper coupons can only be redeemed physically at a Love2shop location.


Final Words

This article makes it abundantly clear that Klarna payments are not accepted by Argos.

However, this should not deter you, as Argos offers its own credit card that can be used to make immediate purchases that can be paid for at a later date.

For your convenience, we’ve listed the various payment options that are recognized by Argos and the steps involved in completing a successful online purchase from Argos.


1. Can I shop with an Argos gift card or e-gift card on their website?

You can use your Argos Gift Card just like cash, both in-store and online. Hence, both electronic and physical Gift Cards count (the plastic or cardboard type).

The only requirements are a 4-digit security PIN and a card number that begins with 10000.

You won’t be able to use your card online unless you create a 4-digit PIN, but you can still use it in stores.

2. To what extent will a credit check be performed when I apply for an Argos Card?

In-store applications will be subject to a credit check.

With our Quick Check Application, we can tell you whether or not you will be accepted before you even submit your application.

Your credit score will not be affected in any way by this. If you do decide to fill out the application, a positive search will be recorded in your credit file.