(2023) Check Chime Pending Deposits (Hit Time, How to check)

Are you waiting for your deposits to arrive in Chime? Do you want to know what time does chime direct deposit hit? Does Chime work on holidays?

If these are your questions, we have got the answers.

In this post, we have explained how to check pending deposits on Chime. You will also get to know how to get paid early, Chime bank holidays list, and more.

So, let’s get started.

Chime is a financial technology company that provides free mobile banking services. Chime is owned by The Bancorp Bank or Central National Bank. Users who open their Chime account can get a visa debit card and access their account via Chime’s website or its App. Chime had 8 million users as of February 2020.


Does Chime show pending deposits

Short answer: Yes, Chime shows pending deposits on both Chime website and app. Simply go to the ‘Statements’ tab and your will see pending deposits and amounts. Gray colored text means the direct deposit is pending, whereas, green color shows the deposit has arrived.

How to check pending deposit on Chime

  • Step 1: Go to Chime Website

To begin with, simply head over to chime.com on your device from any internet browser.

  • Step 2: Log in to your Chime account

Now, click on the ‘Login’  button present in the top right on the displaying screen.

Here, enter your Chime credentials like your username and password and log in to your Chime online banking account.

  • Step 3: Check the bar and select the option ‘Statement’

Once you are logged in, give a check at the bar present in the left corner of the screen and then select the option ‘Statement’.

Now, on this screen, your previous statements (monthly), at least back to 60 days.

  • Step 4: Click on the Download button

In the next step, hit the button on ‘Download’ to save the monthly statement on your device.

Try to locate the pending deposit Chime on which you are troubled.

You can also indicate the date to check statements that plunge in that certain period of time.

Check Chime pending deposits on mobile app

From the home screen of your Chime mobile app, you can see the details of the transaction and deposits.

  • If the color of the amount is gray its mean transaction is pending.
  • If the color is green it means your transaction or deposit is completed.
  • If the color of your transaction is black, it means the money you have withdrawn.

How to check pending deposit on chime


Note: Chime observes all federal and bank holidays. So on these days, banks are unable to process deposits which may delay the arrival of a direct deficit until the next day. 

Below is how do bank holidays affect Chime direct deposits.

How do bank holidays affect Chime direct deposits?

In the 2023 calendar year, Chime observes the following holidays.

Chime Bank Holidays 2023

Date Holiday
Monday, January 2 (observed) New Year’s Day 2023
Monday, January 16 Birthday of Martin Luther King, Jr. (MLK Day)
Monday, February 20 Washington’s Birthday (President’s Day)
Monday, May 29 Memorial Day
Monday, June 19th Juneteenth National Independence Day
Tuesday, July 4 Independence Day
Monday, September 4 Labor Day
Monday, October 9 Indigenous Peoples’ Day
Saturday, November 11 Veterans Day
Thursday, November 23 Thanksgiving Day
Monday, December 25 Christmas Day
Monday, January 1 New Year’s Day 2024

What time does Chime direct deposit hit (Monday to Friday)

Chime direct deposit hit your account by 9:00 AM Eastern Time. However, it is mainly dependent on your employer or your deposit provider and their bank.

If your employer deposits your paycheck quickly and the bank also processes things fast, you can get your direct deposit up to 2 days early with Chime.

Chime does not hold direct deposits. Your money will transfer to your account immediately when Chime receives it. Be sure to turn on push notifications in the Chime app to receive an alert when you get paid early or as soon as your paycheck arrives.

Note: The first direct deposit on Chime takes time and is slower than following direct deposits.

So, if you are waiting for your first direct deposit, then it will take longer than usual.

Does Chime deposit on weekends

No, Chime do not deposit or process payment on weekends or on banking holidays.

If you’re expecting your direct deposit to arrive on the weekend, your money will appear in your Chime account the following Monday or the next business day (if it’s a holiday).

Source: Chime

Does Chime pay 2 days early

Yes, you can receive your direct deposit payments up to 2 days early on Chime. But it depends on how fast your employer and their bank process funds.

Well, in order to receive your direct deposits, you will need to set up get paid early on Chime. Follow the steps below to set up get paid early with Chime.

Get Paid early on Chime

How to get paid early with Chime (Setup early direct deposits with Chime)

Step 1: Log in to your Chime Account

Log in to your Chime account via the online banking platform or the mobile app.

Step 2: Select ‘Move Money’

Select the “Move Money” option to get your Chime routing number and account number.

Alternatively, you can get a pre-filled direct deposit form by doing one of the following:

  • In the mobile app, tap “Move Money,” followed by “Direct Deposit” and “Email me a pre-filled direct deposit form.”
  • On the website, select “Print” or “Download.”

Step 3: Provide Your Information to your Payroll Provider

Give this information to your employer or payroll provider.

So, that’s it. You can confirm with your payroll provider to ensure that they have set up direct deposit.

SEE ALSO: How to get Metal Chime Card


Q1. Does your first direct deposit with chime come 2 days early?

No, Your first direct deposit with Chime will not arrive two days early. However, your future direct deposits can arrive 2 days early if you have set up the early deposits on your Chime account with your employer.

Q2. Does Chime deposit on weekends?

No, Chime do not direct deposit on Weekends. Chime only works on the weekdays, i.e., Monday through Friday.

Banks do not work on weekends, so if your direct deposit was supposed to arrive on Saturday or Sunday then it should arrive on the next working day, i.e, on Monday or next business day.

Q3. Can you see pending deposits on Chime?

Yes, you can see pending deposits on Chime. Log in to your account and go to the ‘Statements’ tab. There the pending deposits will appear in the gray color text, whereas, the green color signifies that the deposit has arrived.

Q4. What time does Chime direct deposit hit on Wednesday?

Chime direct deposit hit on Wednesday by 9 AM EST (Eastern Time) if it is not recognized as a public holiday. Chime direct deposit hit by 9 AM EST on Monday, Tuesday, Wednesday, Thursday, and Friday.

Final Words

Everyone likes to get paid early, no matter who you are, an employee, an independent contractor, or someone else.

Using Chime’s direct deposit feature, you can get your paychecks up to 2 days early and have greater control over your money without hustling with paper checks.

So, that’s all for now. I hope you have got all your answers regarding the direct deposits on Chime. If you have any further questions, do let us know in the comments section.

Further Reading:

How to apply for Chime credit builder card replacement

How to link Cash App to Chime & Transfer Money

How to Unsuspend my Chime account (Reopen Now)