Is your Wells Fargo plaid bank verification not working?
Are you not able to link your Wells Fargo bank account via Plaid with an app or website?
Or getting a ‘your account settings are incompatible’ error while linking Wells Fargo with Plaid?
If Wells Fargo Plaid is not working for you, then you have landed on the right page. Here we have explained why it’s happening and what you can do to fix it.
So, let’s get started.
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Why is Wells Fargo Plaid not working
Wells Fargo Plaid is not working for you because either Plaid can’t reliably connect with your bank, Plaid might be having technical difficulties, Wells Fargo servers may be down, your internet connection isn’t working correctly, VPN is causing the issue, Wells Fargo is limiting the ability to connect, or there can be some other security or technical problems.
Below, we have explained all the reasons in detail why you may not be able to use Wells Fargo with Plaid.
1. Plaid can’t reliably connect to your financial institution at this time
The first reason you are not able to connect your Wells Fargo with an app via Plaid could be that Plaid can’t reliably connect with your bank.
AS per Plaid:
Some financial institutions may prevent you from connecting your accounts to third-party apps through Plaid. Our goal is to work with these financial institutions to enable access to your financial data so you can use the tools you rely on to manage your money.
2. Plaid servers down
If the servers of Plaid are having some technical difficulty with their server at the time you were connecting your Wells Fargo account, it won’t work properly.
It’s always good to know whether the issue lies from your end or on the server-side.
That being said, you can check the server status of Plaid online for free.
We would recommend visiting the downdetector page for Plaid. Here check the number of reports and user comments. If these are significant, it means servers of Plaid are having problems.
In this case, you would like to try after some time or when the server gets restored.
3. Wells Fargo servers down
If the servers of the Plaid are working as usual, it may be that the servers of Wells Fargo are having issues.
So, to check the server of Wells Fargo, you can visit the downdetector page for Wells Fargo.
Similarly, here also check reports and user comments. If reports are significant, Wells Fargo servers are having a tough time.
In this case, we would suggest linking Wells Fargo via Plaid after some time.
4. Internet issues
Another reason you cannot connect your Wells Fargo account with an app/website via Plaid could be your internet connection.
It might be the case that your internet connection isn’t stable or having other issues.
We would suggest measuring your internet speed on fast.com or any other similar services.
We would also recommend switching off your Wi-Fi router and turning it on after a few minutes.
Moreover, you can also try switching to your mobile data and try connecting your Wells Fargo account via Plaid.
5. You are using a VPN
Moving forward, another reason why Wells Fargo Plaid is not working for you could be your VPN.
A VPN (Virtual Private Network) disguises your locations and hides your identity.
While using banking and payment services with a VPN, you might face several issues as banking services are very strict when it comes to security.
So, if you are using a VPN, disable it and then try using the Wells Fargo with Plaid; it should work now.
6. Wells Fargo limiting your ability to connect
Another reason you are not able to link your Wells Fargo account with an app via Plaid could be that your bank itself limiting the ability to connect.
As per Plaid:
Sometimes a financial institution will make changes that impact your ability to access your financial information. The result can be a slow connection or none at all. If you encounter a consistent issue, please reach out to your financial institution to let them know you’re being affected.
7. Security reasons
Another reason Wells Fargo is not working with Plaid could be due to certain security reasons.
There are certain security measures that both the Plaid and your bank takes before you link your bank with an app or service.
If there are any security flaws or other vulnerabilities, you cannot link your Wells Fargo account via Plaid with an app.
Plaid is a financial services company that allows you to connect your bank account with other financial apps and service providers.
Well, sometimes you might face issues while connecting your Bank with some app or service via plaid, and it could be due to several reasons, such as what we have discussed today in this post.
So, that’s all for now, folks. I hope you were able to know why Wells Fargo Plaid was not working for you after reading this post.
You can visit our Wells Fargo section for more posts like this or follow a few related posts below.
Ankit Kumar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.