Are you wondering what happens when you block a transaction on Chime?
Will turning off Chime transactions prevent your direct deposits?
If these are your questions, you have landed on the right page. In this post, we have explained all you need to know about blocking transactions on Chime.
So, let’s get started.
Chime is a financial technology company based in America that provides fee-free mobile and internet banking services. It is owned by The Bancorp Bank or Central National Bank.
Chime allows you to send and receive money to friends and family and helps you get your paycheck up to 2 days early. Using Chime, you can also overdraft up to $200 without paying any fee.
When you open an account with Chime, you get a visa debit card, a spending account and a saving account. U.S. Citizens 18 years and older can create a Chime account, who have a valid SSN.
Chime debit card works worldwide, but let’s find out what happens when you block transactions on your Chime card?
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What happens when you block transactions on Chime?
When you block transactions on your Chime account, all the transactions that are made using your debit card using it directly or by its number online will stop and not work until you enable it again.
However, you can still receive money on our account and your direct deposits will also arrive as they normally would.
If I block transactions on Chime, will I still get my direct deposit
Yes, you will receive your direct deposits even when you disable or block your transaction on Chime card or account.
Turning off transactions will not stop your deposits, nor will it stop any debts that you may have set up with your routing and account number. It will literally only stop transactions that are made using the debit card or debit card number.
So, in case your Chime debit card is lost or stolen, you can block it to prevent the transactions without worrying that your deposits will stop.
Well, if your card is lost or stolen, you should block the transactions on it immediately so that nobody can use it. Once its done, you can order a new Chime debit card for yourself by following the steps below.
How do I Block a transaction on Chime
If your card is lost or stolen, the first thing you should do is block transactions to prevent anyone from using it. You can do this on the Chime mobile app or website.
On the app:
- Go to Settings
- Scroll to the card you want to block
- Next to Allow Transactions, set the toggle to the off position
- Sign in with your email address and password
- In the upper right corner, click your name, and then Settings
- Scroll to Password & Security
- Next to Chime Card Transactions, set the toggle to the off position
How to replace your Chime debit card
If your Chime card is lost or stolen, you can request a replacement card. First, make sure your mailing address is up-to-date under Settings > Personal Information. Then, follow these steps:
- Go to Settings
- Scroll to the card you want to replace
- Tap Replace your Card and follow the prompts
You should receive your replacement card in 7 to 10 business days after it has been printed. Your previous card will be deactivated, and you’ll have access to a temporary digital card in Settings until your new card arrives.
Note: If you requested a replacement card because your card is damaged, the damaged card will remain active until you activate your new card once it arrives. You can turn off transactions at any time in the app under Settings.
Chime offers a feature to block transactions on your Chime card in case you lost your debit card. If you block the transactions of your Chime card, you will still be able to receive the direct deposits and use other feature of your account as would normally do. However, payments with your card or its number will be blocked until your active it.
So, that all for now. We hope you this post helped you in understanding blocking Chime transactions or card. For more post like this, visit our Chime section or follow a few posts from the related posts below.
Ankit Karmokar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.