[Solved] Vanilla gift card not working on PayPal (2021)

Do you want to add your Vanilla gift card to PayPal or want to know, can you use your Vanilla gift card on PayPal or not?

Or you have already added your Vanilla gift card to PayPal but are not able to buy anything using the card, or you are getting one of the following errors:

“Card denied by the card issuer”

‘This card was declined”

“This card was declined, Try different payment method or contact the card issuer”

“You card has been declined. Please try a different payment method.”

“Check your account at Visa before retrying this card.”

If you are having such issues with your Vanilla visa gift card, you have landed on the right page.

In this post, we have explained all you need to know about using Vanilla card on PayPal like how to add your Vanilla gift card on PayPal, why your Vanilla gift card is getting declined and what you can do to fix the issues.

So, let’ get started.

I added my card to PayPal, and it’s not letting me buy anything using that card. Also, I have tried using the card through different ways like Amazon, and it works. How can I buy through PayPal


Can you use a Vanilla gift card on paypal

Yes, you can use your Vanilla gift card on PayPal. As a Vanilla gift card is a prepaid card, you can use it on PayPal if it is issued by one of these: Visa, MasterCard, American Express, or Discover.

Vanilla visa gift card is a prepaid card, and as per PayPal, you can easily use it on their platform like any other debit or credit card.

Well, there are certain limitations to using a Vanilla gift card on PayPal, like it can’t be used to purchase products or services from merchants outside the USA and cannot be used for recurring payments or reference transactions.

Now you know that you can use your Vanilla gift card with PayPal, follow the steps below to add the card to your PayPal account.

If you have already added the card and it’s not working for you, you can skip to the section below, where we have provided the solutions to fix the issues with your card.

Visa Gift Card


How to add vanilla gift card to Paypal

You can add your Vanilla gift card to PayPal just like you would normally add any of your debit or credit card. Still confused, follow the steps below.

  1. Open PayPal and Log in 
  2. Go to Wallet.
  3. Click Link a debit or credit card.
  4. Enter your card information, and click Link Card.

So, that’s it. This is how you can add a card to your PayPal account.

Well, in case it’s not working, follow the solutions provided below.


Why my Vanilla gift card is not working on PayPal?

So, you have successfully added your gift card to your PayPal account, but you cannot use it or get one of the errors listed at the starting of the article. Below are all the possible reasons why it is happening.

Your Vanilla gift card is not working on PayPal because you have not activated it or verified it by adding your Zip code, or you are trying to buy from an international merchant or using it for recurring payments or reference transactions, or your card doesn’t have enough balance to cover the amount of your purchase.

Whatever be the reason, you can try the following fixes to use your Vanilla gift card with Paypal.


Fix Vanilla gift card not working on PayPal

1. Activate your Vanilla Gift Card

This is the most common reason people cannot use their Vanilla gift card on PayPal.

If you have successfully added the Vanilla gift card to your Paypal account, but you have not activated it, the card will not work.

If the card’s image in PayPal is greyed out, this means the card is not activated yet.

How to activate Vanilla Gift card:

To activate the vanilla Gift card, call on the number printed on the back of the card or visit VanillaGift.com.

Note: If you are asked to add the billing address, make sure to use the same address you have provided to PayPal.


2. Make sure you are not using it to make a purchase outside the USA

If you’re trying to use the Vanilla gift card to purchase an item from a foreign merchant (Outside the USA), the card will not work.

So, make sure to use your Vanilla gift card on PayPal within the USA.


3. Make sure not to use Vanilla gift card for recurring payments

As a Vanilla gift card is a prepaid card, it cannot be used for recurring payments on PayPal.

As per PayPal, Prepaid gift cards cannot be used for recurring payments or reference transactions.

Due to the nature of prepaid gift cards, they can become low in balance overtime to cover the recurring amount. In order to protect our members from unintended service interruption, prepaid gift cards cannot be used for payments automatically pulled from PayPal accounts.


4. Instead of doing it through the app, go to the website.

If your Vanilla gift card is activated, you have enough balance to cover your purchase, and it is still not working then for you, then you try using it through the PayPal website if you were using the PayPal app or vice versa.

Several users who had such issues with their Vanilla gift card stated that using the card on the PayPal website worked for them.

So, why don’t you give it a try? It might work for you.


5. Verify your card with a code on the PayPal website.

For some users, PayPal does not ask to verify the Vanilla gift card on the app, which is why it won’t work.

However, if you add the card on the PayPal website, you will be asked to verify your card with a code, which takes 3-5 business days to send in the code.

Once you receive the code, verify your card, and it should work on both the PayPal website and app.


6. Make sure the gift card has enough balance to cover the full amount.

If you are buying an item greater than the amount of your Vanilla gift card, it will not work, and your payment or card will be declined.


How to check Vanilla gift card balance?

To check the Vanilla gift card balance, simply go to https://balance.VanillaGift.com and enter your Gift Card’s Security Code, Expiration Date, and Card Number.


Final Words:

PayPal is an American-based financial technology company that supports online money transfers and serves as an electronic alternative to traditional paper methods such as checks and money orders.

You can use PayPal to send or receive payments for online purchases, sell goods and services, donate money, or receive donations.

To recap this post, yes, you can use your Vanilla gift card on PayPal, but make it activated and verified.

PayPal accepts almost all prepaid cards issued by Visa, American Express, MasterCard, or Discover. However, there are certain restrictions on using prepaid cards on PayPal, as explained above.

So, that’s all for now. We hope you were able to use your Vanilla gift card on PayPal after reading this post.


Further Reading:

How to withdraw money from Paypal without a bank account

How long does it take for Paypal to process a payment (To Bank, Debit card, Int.)

(12 Reasons) Why is PayPal Declining My Card

[Fix] Why am I not eligible for Paypal Credit

Why is Paypal not letting me transfer to Bank account