Does Subway take Tap-to-Pay?

Have you ever been hungry and in a hurry at a Subway restaurant, only to realize that you forgot to bring the right form of payment? It’s a common problem when you’re busy and require a quick meal.

In the event that you do not have any cash on you and are uncertain as to whether or not Subway takes tap-to-pay or debit cards as a means of payment, it could get a little nerve-wracking.

In this post, we have answered all of your questions. To help you confidently choose the payment method that works best for you, we’ll give you a rundown of all the methods Subway accepts. So, make sure you stick around.

Does Subway take tap to pay?

Short Answer: Yes, Subway does indeed accept tap-to-pay as a convenient payment method. This means that customers can use MasterCard PayPass-enabled devices or cards to make payments at the register.


Tap-to-pay is all about convenience. It significantly speeds up the payment process as customers don’t need to insert their card, enter a PIN, or sign a receipt. A quick tap and the payment is complete. Many consumers prefer tap-to-pay because of its simplicity and speed, which can lead to higher customer satisfaction.

Also, in times of health concerns, tap-to-pay reduces physical contact between customers and payment terminals, promoting a more hygienic payment experience.

Does Subway take debit cards?

Subway does indeed accept debit cards as a method of payment. This means that when you dine at a Subway restaurant, you can conveniently settle your bill using your debit card.

You’ll find that at most Subway locations, debit cards are a widely accepted payment option. This implies that across the majority of Subway outlets, you can confidently use your debit card to complete your transaction. It’s a consistent and hassle-free payment method for customers.

Furthermore, it’s worth noting that debit cards are a common form of payment accepted not only at Subway but also at most fast-food establishments. Using your debit card offers a straightforward and efficient way to pay for your meal, eliminating the need for carrying cash and often expediting the checkout process.

Does Subway take credit cards?

Subway outlets, for the most part, readily accept credit cards, making it convenient for people to dine without relying on cash.

Most Subway places are okay with credit cards, and it’s a common way to pay at fast-food spots like Subway. This means you don’t need to carry cash when you eat there.

It’s a regular thing for Subway, just like other fast-food places, to let you use your credit card to make paying for your food easy so you can enjoy your Subway meal without worrying about the payment method.

What forms of payment does Subway accept?

  • Cash: Since cash is the most common form of currency, it is safe to assume that all Subway restaurants take it.
  • Credit Cards: Most of the Subway outlets readily accept major credit cards, including Visa, MasterCard, American Express, and Discover.
  • Debit Cards: Debit cards issued by major card networks are often accepted as a viable form of payment.
  • Payment Apps: Mobile payment services like Apple Pay, Google Pay, and Samsung Pay are accepted in many Subway restaurants, allowing customers to make contactless purchases with their smartphones.
  • Gift Cards: Subway offers its own gift cards that may be used to pay for purchases at the restaurant.
  • Subway Rewards: In certain cases, you may make a purchase at Subway using a loyalty card or rewards card.


1. Does Subway accept contactless payments such as Apple Pay or Google Wallet?

Yes, Subway restaurants are equipped to accept contactless payments like Apple Pay and Google Pay. This means you can use your smartphone or even a smartwatch to make payments in a quick and secure manner.

This convenient option makes the payment process at Subway hassle-free, as you can simply tap your device to pay, eliminating the need to carry physical cards or cash. It’s a modern and efficient way to settle your bill when dining at Subway.

2. Do certain Subway restaurants not take credit cards as a form of payment?

While the majority of Subway restaurants accept various payment methods, it’s important to note that individual franchise locations may have their own policies.

To avoid any surprises, it’s a good practice to contact the specific Subway branch you plan to visit and inquire about their accepted forms of payment. This way, you can be sure that your preferred payment method, such as credit cards, will be accepted before you arrive to enjoy your meal.

Final Words

When you’re hungry and in a rush, it might be difficult to figure out how to pay at a fast food restaurant. Don’t worry, however, since we’ve laid out all of your alternatives for paying at Subway.

Subway accepts a variety of payment methods, including touching your smartphone, using a debit card, or using a credit card for further convenience and freedom.