(2023) How long does it take for a Venmo payment to show up in my bank account

Are you having issues with your Venmo account?

Are your funds not reflecting on your Venmo account?

If you are having issues with the money transfer from your bank to the Venmo account, you are at the right place.

Here, we will be answering all the common questions related to money transfer in Venmo.

So, let us start and find answers to some queries without any further delay.

Venmo logo

How long does it take for a Venmo payment to show up in my bank account

Short Answer: It takes around 1 to 3 business days for a Venmo payment to show up in the bank account if the user has selected Standard Transfer. However, you can instantly get the payment to show up in your bank account if you select the Instant Transfer option. But be advised, Instant Transfer requires an extra fee.

Can Venmo take money from your bank account?

Yes, Venmo can take money from your bank account. To do that, you need to select Add Money option from the ‘Manage Balance’ section in-app options.

Venmo is a popular peer-to-peer payment app for users in the USA. The platform has been launched by PayPal. And unlike PayPal, Venmo only serves users in the USA.

Well, Venmo works very similar to the apps like Zelle and Cash App. But with Cash App, you also get some additional features like depositing checks online, purchasing Bitcoin, and a few more.

However, Venmo is also an excellent alternative to Cash App, considering there are many scams going on the Cash App platform.

If you want an app just to transfer money to your family, friends, and markets, Venmo is a good choice, in our opinion. You can add money to Venmo account using your bank; you can add or remove your credit card in Venmo anytime.

Venmo take money from your bank account

Well, a lot of users have a query about the time Venmo takes to get funded when money is transferred from the bank account to Venmo. If you have the same question, you can check out the answer to the query in the next part of this post.

ALSO READ: (5 Reasons) Venmo Payment not showing up in Bank Account

How long does it take Venmo to take money out of your bank account?

It takes Venmo around 3 to 5 business days to take money out of the bank account.

Unlike Cash App, money transfers from the bank account to Venmo are not instant and take some time to reflect in Venmo account. And in case you initiated the money transfer on weekends, it will take additional time.

So, if you need to transfer money to someone, you can choose to pay using your credit card or bank account—no need to add money to your Venmo account first. But, yes, if you need to pay using your Venmo credit card, you will have to wait for around three to five business days.

To pay money to anyone else, you just need to select the payment method as either a bank account or credit card. And the money will be transferred directly from your bank account or credit card.

There are several ways to transfer money to anyone. You can choose another app for the same purpose. Cash App lets you add money from your bank to your Cash App account instantly. However, it takes around a week to add money back to the bank account.

FOR YOU: How to get free money on Venmo (Official Rewards)

How to add money in Venmo

  • Step 1 – Open Venmo app

To begin with, open the Venmo app on your mobile or tablet. You can continue with any Android or iOS device.

Also, you need to make sure to update your Venmo app before you proceed with the steps discusses below.

  • Step 2 – Open ‘More Options’

On the home page of the Venmo app. You will see the More Options icon in the top right corner. It is the three horizontal lines icon.

Select it to continue.

  • Step 3 – Select ‘Manage Balance’ option

On selecting the More Option icon, you will see a list. And in the starting, you will see Manage Balance option. Select it to continue.

  • Step 4 – Select ‘Add Money’ option

Manage Balance will redirect you to a new page. Two options will appear – Transfer to Bank and Add Money.

Select Add Money to continue.

  • Step 5 – Add the amount

Right after you select the Add Money option. You will be asked to enter the amount that you want to transfer to Venmo. You are free to choose any amount. No restriction or limitation on that.

  • Step 6 – Select your Bank Account

After that, you will be asked to select the bank from which you want to transfer the amount. You will see multiple options if you have selected more than one bank account.

Hit Next when done with the selection.

  • Step 7 – Select Add Money to confirm

And finally, you will be asked to review your action. A pop-up window will appear. After verifying that amount and the bank, select Add Money to initiate the transfer.

And you are done. You just need to wait for the amount you entered to reflect in your Venmo account. As mentioned above, in the first part of this post, Venmo takes around 3 to 5 business days to show up the amount.

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1. How long does it take for Venmo to charge my bank account?

Venmo can charge your bank account instantly if you select the Instant Transfer option. This would need the user to pay a fee as well. And if there is no emergency, you can choose a standard transfer, which doesn’t need any extra fee. But, Venmo takes 1-3 business days to charge bank account in that case.

Final Words

And we are done with the guide here. We have mentioned almost everything important for you guys to know. But, if you need any help related to the procedure, you can let us know in the comments section below.

In the guide, we first mentioned the approximate time that Venmo needs to take cash out of a bank account.

We have also mentioned a quick guide on adding money to a Venmo account to help you out with the procedure to transfer money from the bank to Venmo.

You can also find answers to several related questions, don’t forget to check them out too.

Further Reading:

How to get free money on Venmo (Official Rewards)

How to Remove Card from Venmo