Someone is asking you to pay them on Venmo, but you don’t use Venmo or have an account on Venmo.
And you’re wondering how you can pay someone on Venmo without an account?
If that’s the case, you are on the right page. This post will discuss whether it is possible to pay someone on Venmo without an account. If yes, then how and if not, then what is the alternative way you can use.
So, let’s get started.
Can I pay someone on Venmo without an account
No, you cannot pay someone on Venmo if you don’t have a Venmo account. However, if you are talking about using Venmo without a bank account, you can use it and send money to someone on Venmo without a bank account.
So, you will not be able to pay someone on Venmo if you don’t have an active Venmo account. If you have a Venmo account but don’t have a bank account, you still be able to pay someone on Venmo.
However, if you don’t have a Venmo account, below are the alternatives ways to pay the money you owe to someone.
How to pay someone on Venmo without an account
If you don’t have a Venmo account and want to send money to someone, it is impossible. So you will have to use some alternatives ways to pay as discussed below.
1. Send money to bank account
Everyone owns at least one bank account, so if you don’t have Venmo, you can pay the money to someone directly to their bank account using your bank account.
If you are enrolled with Zelle, you can use it to instantly transfer the money from your bank account to another bank account. As thousands of banks work with Zelle, so the chances are high that even the recipient uses the Zelle.
Moreover, you can use Zelle within your bank’s online banking app and don’t have to download a standalone app.
2. Use any other P2P App
If someone asks you to pay money on his Venmo account, but you don’t have a Venmo account, you can request the person to pay using another peer-to-peer money sending app that you both use.
Some other renowned money sending apps other than Venmo are Cash App, Google Pay, PayPal, and more.
You can choose any other service that you both use to send money.
3. Pay Cash
If you and the person you want to give money are together, you can give money in Cash to them.
4. Create a Venmo account
Nevertheless, you can always create a Venmo account and send the money to the person on his Venmo account.
Creating a Venmo account is pretty simple; just follow steps below to open your Venmo account.
- Download one of our mobile apps:Â iOSÂ &Â Android.
- Open the Venmo app
- Choose your sign-up method and create a secure password.
- Verify your phone number and email address
- Add and verify your bank account
You can also sign up for Venmo from your computer here.
5. Request your friend who use Venmo to pay for you
If the person you owe money only wants to be paid via Venmo and you don’t want to create a Venmo account, you can ask any of your friends or family member to pay for you. Later you can repay them the amount in cash or via some other method.
Can you use Venmo without a bank account / send money on Venmo without a bank account
Yes, you can use Venmo without a bank account. Well, to add money to the Venmo, you will have to either link a debit card or a bank account.
To send money to someone from your Venmo account without a bank, you must have the amount in your Venmo balance.
If you have a balance in your Venmo wallet, you can send it to anyone using Venmo.
How to add money to Venmo without bank account
You can add money to your Venmo by linking any of your debit cards.
If you don’t have a bank account and not even a debit card, the only way to add money to your Venmo account is that someone sends you the money to your Venmo wallet.
How to get money off Venmo without bank account
If you have some money in your Venmo balance and want to take it out, but you don’t have a bank account, you will need a Venmo debit card to withdraw the money using an ATM.
If you don’t have a Venmo debit card, you will need to order one for yourself. Venmo card is like any other debit card that can be used to withdraw cash from ATMs or used at offline and online stores where visa debit cards are accepted.
Final words
Venmo is a mobile payment app owned by PayPal. Users can create a Venmo account to send and receive money to each other. However, it is only available in the USA.
Venmo also provides you with a debit card that can be used anywhere Visa cards are accepted.
Well, to recap this post. You cannot pay someone on Venmo without having a Venmo account directly. Well in case you don’t have a bank account, you can use Venmo to send or receive money.
If you don’t have a Venmo account, you will have to use some other ways to send the money to the person you owe money to, as discussed above in the post.
Also, if you have a balance in your Venmo account, and you want to take it out, but you don’t have a bank account, you will then need to have a Venmo debit card, using which you can withdraw cash from an ATM using the money in your Venmo balance.
Further Reading:
Can you use a Savings Account with Venmo
Is Venmo safe to use with Strangers, Sellers, Buyers
(5 Reasons) Venmo Payment not showing up in Bank Account.
[Fix] Why is Venmo not verifying bank account (8 Reasons)

Ankit Kumar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.